Bank · FDIC insured
First Federal Community Bank Auto Loan Rates
First Federal Community Bank auto loans start at 7.42% APR for a new vehicle and 8.09% for a used one. Rates checked October 16, 2026.
How First Federal Community Bank’s auto loan rates compare
Compared with banks and credit unions near New Philadelphia, OH, where First Federal Community Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Federal Community Bank
7.42%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Auto - 2024-2026
Lowest rate
DoverPhila Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
First Federal Community Bank auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.42%
- Used vehicleUsed8.09%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Community Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto - 2024-2026
Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance is required at closing. 0.25% rate reduction available at loan origination with automatic deduction from a First Federal deposit account.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.42% | Based on a 6-year fixed rate loan of $10,000 and a credit score of 700. Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance required at closing. 0.25% rate reduction with Auto Pay. |
Sources (2)
All captured Oct 6, 2026
Used Auto - 2018-2025
Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance is required at closing. 0.25% rate reduction available at loan origination with automatic deduction from a First Federal deposit account.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.09% | Based on a 5-year fixed rate loan of $10,000 and a credit score of 700. Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance required at closing. 0.25% rate reduction with Auto Pay. |
Sources (2)
All captured Oct 6, 2026
Opening an account
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