Bank · FDIC insured
First Financial Bank Auto Loan Rates
First Financial Bank auto loans start at 7.51% APR for a new vehicle and 7.51% for a used one. Rates checked October 16, 2026.
How First Financial Bank’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where First Financial Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Financial Bank
7.51%APR
- Terms
- up to 60 months
- Up to
- —
Auto Loans
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
First Financial Bank auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.51%
- Used vehicleUsed7.51%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Financial Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
New or used models. Final rate determined based on loan amount, loan term, model year of collateral, and credit score. Subject to credit review, approval, and maximum limits. Advertised APR includes $257 in account opening fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.51% | Rates as low as 7.51% APR based upon loan amount and creditworthiness. Advertised APR assumes excellent credit history, is based on an average loan amount of $40,000 borrowed over 60 months, includes $257 in account opening fees, and equates to a monthly payment of $799.87. Some loans may be eligible for additional relationship-based account benefits for checking account clients. |
Sources (2)
All captured Oct 16, 2026
Motorcycles, ATVs, and Jet Skis
Rates as low as 10.93% APR based upon loan amount and creditworthiness. Final APR and monthly payment determined based on loan amount, loan term, model year of the collateral and credit score. Subject to maximum limits and credit review. Advertised APR includes $257 in account opening fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 10.93% | Rates as low as 10.93% APR based upon loan amount and creditworthiness. Advertised APR assumes excellent credit history, is based on an average loan amount of $15,000 borrowed over 60 months, includes $257 in account opening fees, and equates to a monthly payment of $323.63. Some loans may be eligible for additional relationship-based account benefits. |
Sources (1)
- bankatfirst.com/personal/borrow/rates.html · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.