Compare Bank & Credit Union Rates
Best auto loan rates in Kansas
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 61–74 of 74 in Kansas · median 5.49% APR
- 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.25%APRas low as
Terms
Model Years: New. APR as low as.
Auto loan score 63 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - 6.39%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Requires excellent and substantial credit, perfected lien, and selecting auto payment from a qualified checking account.
Auto loan score 64 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 6.39%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As of September 23, 2026. Fixed-rate loan amortized over 5 years (60 months). Includes discount for autodraft from a First Citizens checking account. APR based upon an interest rate of 6.25% and an origination fee of $100. Up to 84-month terms available for new auto loans / loans greater than $50,000.
Auto loan score 63 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 6.43%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR assumes a $20,000 loan with a $100 documentation fee, excellent credit history, and a loan-to-value ratio of 100%. Additional 0.50% without automatic payment from a First National Bank of Hutchinson account.
Auto loan score 63 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - Peoples Choice Credit UnionAuto & Truck Collateralized Loans · up to 72 months
Credit union · 1 branch
6.50%APRas low asTerms
Model Year 2023 to 2026. Rate stated as 'As Low As - APR*'.
Auto loan score 63 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 6.66%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate assumes credit score of 740+, auto is 2025 or newer, financing for 60 months and payment is auto debit. New and used financing for purchase and refinancing. Debt Cancellation Coverage available for qualified borrowers.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.76%APRas low as
Terms
Limited time offer that may be canceled without notice. Available for new and used vehicles dated 2024 or newer, terms with maximum 60 months, maximum loan-to-value of 100%, and excellent credit. Estimated payment for a $10,000.00 loan is $196.90 for 60 months, including financed origination fee up to $185.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.79%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR is based on a $30,100 loan amount (includes $100 origination fee) with contract interest rate of 6.79% (71 payments of $510.18 and one of $510.00). Requires active Central National Bank checking account for stated rate (2.50% higher without).
Auto loan score 62 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 6.92%APRas low as
Terms
As low as APR available for auto loans with term of 60 months or less, loan amount of $10,000 to $29,999, loan-to-value (LTV) of 100% or less, and credit score of 660 or higher. Subject to credit approval.
Auto loan score 62 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 7.25%APRas low as
Terms
Rates as low as stated APR. Minimum loan amount $10,000. LTV = Loan to Value.
Auto loan score 61 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 7.33%APRas low as
Terms
New Vehicle. Maximum LTV 100% calculated using the purchase price of the vehicle before trade-in or down payment. Fixed rate. Rate and APR may be reduced by 0.25% with preauthorized payment from a Capitol Federal checking or savings account.
Auto loan score 61 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 9.13%APRas low as
Auto loan score 60 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 9.27%APRas low as
Terms
2024/2025/2026 Models. APR scenario assumes a $5,000 loan with 10% down payment, $30.00 VSI fee, and $19.05 credit report fee financed.
Auto loan score 60 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Kansas
74 banks and credit unions · checked Oct 16–22
- Typical
- 5.49%
- Top 10% up to
- 4.63%
- Banks, typical
- 6.24%
- Credit unions, typical
- 5.09%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch