Credit union · NCUA insured
Peoples Choice Credit Union
A $6.6M credit union headquartered in Coffeyville, KS, with 592 members and 1 branch in Kansas. Best rates: savings 0.45% APY.
Peoples Choice Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#119 of 133 in KansasHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Peoples Choice Credit Union
Peoples Choice Credit Union has been serving members since 1935 and is located in Coffeyville, Kansas.
- Headquarters
- 402 W 12th St, Coffeyville, KS 67337
- NCUA charter
- 60039
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are paid from the counties of Montgomery, Chautauqua, Elk, Wilson, Neosho, and Labette are eligible for membership.
Employers and groups
- Employees of the Union Pacific Railroad and affiliated companies are eligible for membership.
Family and household
- Family members of eligible individuals/employees and retirees from any of the qualifying groups are eligible for membership.
Other ways
- Organizations of eligible individuals or employees are eligible for membership.
Branches
1 branch in Kansas
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Kansas
1 branch
- Peoples Choice Credit UnionMain office402 W 12th St, Coffeyville, KS 67337Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.59% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio26.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.59%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Peoples Choice Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.