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Compare Bank & Credit Union Rates

Best auto loan rates in Georgia

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 16–30 of 64 in Georgia · median 4.74% APR

  1. Robins Financial Credit UnionNew Vehicle Loans · up to 60 months

    Credit union · 24 branches

    4.10%APRas low as
  2. Top Carrot, Carrot Score 90
    Georgia United Credit UnionNew and Pre-owned Auto Loans · up to 84 months

    Credit union · 14 branches

    4.24%APRas low as
  3. Top Carrot, Carrot Score 89
    Associated Credit UnionVehicle Loan · up to 84 months

    Credit union · 15 branches

    4.25%APRas low as · up to 14.75%
  4. Savannah Postal Credit UnionNew Car Loans

    Credit union · 1 branch

    4.25%APRas low as
  5. Rome Kraft Employees Credit UnionNew Auto Loan

    Credit union · 1 branch

    4.25%APRas low as
  6. Top Carrot, Carrot Score 94
    COMTRUST Federal Credit UnionCOMTRUST Auto Loans · up to 63 months

    Credit union · 2 branches

    4.29%APRas low as · up to 13.19%
  7. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionNew Auto Loan · 37–60 months

    Credit union · 26 branches

    4.29%APRas low as
  8. BCUAuto Loans · 37–75 months

    Credit union · 2 branches

    4.34%APRas low as
  9. Top Carrot, Carrot Score 94
    Tennessee Valley Federal Credit UnionNew Cars & Trucks · up to 63 months

    Credit union · 8 branches

    4.39%APRas low as · up to 15.99%
  10. Top Carrot, Carrot Score 87
    Credit Union 1Auto Loan · up to 60 months

    Credit union · 4 branches

    4.39%APRas low aswith conditions
  11. Top Carrot, Carrot Score 93
    MembersFirst Credit UnionNew & Used Vehicle Loans · up to 60 months

    Credit union · 14 branches

    4.45%APRas low as
  12. Top Carrot, Carrot Score 87
    Credit Union of GeorgiaNew Vehicle Loans · 49–60 months

    Credit union · 7 branches

    4.49%APRas low as
  13. Top Carrot, Carrot Score 89
    Ukrainian National Federal Credit UnionNew Car Loans · up to 72 months

    Credit union · 1 branch

    4.50%APRas low as
  14. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionNew Car Loans · up to 63 months

    Credit union · 7 branches

    4.60%APRas low as
  15. CDC Federal Credit UnionNew Auto Loans · 61–72 months

    Credit union · 4 branches

    4.65%APRas low aswith conditions

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in Georgia

64 banks and credit unions · checked Oct 15–22

Typical
4.74%
Top 10% up to
3.78%
Banks, typical
5.64%
Credit unions, typical
4.60%

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Georgia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lanier Federal Credit UnionCredit union · 3 branches
  2. Peach State Federal Credit UnionCredit union · 25 branches
  3. PenFed Credit UnionCredit union · 2 branches
See all ranked institutions