Credit union · NCUA insured
Rome Kraft Employees Credit Union
A $22.8M credit union headquartered in Rome, GA, with 1,751 members and 1 branch in Georgia. Best rates: savings 0.30% APY.
Rome Kraft Employees Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#5 of 7 in Rome, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rome Kraft Employees Credit Union
Rome Kraft Employees Credit Union is a member-owned financial cooperative located in Rome, Georgia.
- Headquarters
- 4620 Alabama Hwy NW, Rome, GA 30165
- NCUA charter
- 60707
Branches
1 branch in Georgia
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Georgia
1 branch
- Main OfficeMain office4620 Alabama Hwy NW, Rome, GA 30165Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 24.71% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.49% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.89% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $97 | $59 | — |
- CapitalNet worth ratio24.71%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.49%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.89%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$97Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rome Kraft Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.