Compare Bank & Credit Union Rates
Best auto loan rates in Colorado
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 63 in Colorado · median 5.49% APR
- 4.99%APRas low as
Auto loan score 80 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Auto loan score 80 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - Blue Federal Credit UnionHybrid and Electric Vehicle (EV) Loans · up to 84 months
Credit union · 19 branches
4.99%APRas low asTerms
Rates as low as 4.99% APR. Includes 0.50% rate discount available on qualifying electric or hybrid vehicles (will not be below rate floor). Financing up to 84 months. Rates specific to ZIP 82001.
Auto loan score 73 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Minimum loan amount $10,001 on loans with a term of more than 48 months. Lowest rate available for Tier 1 credit, includes discount for automatic payment from an NGFCU checking or savings account. Monthly payment of $19.00 per $1,000 borrowed.
Auto loan score 71 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.14%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 84 months & up to 130% of NADA Retail Value. Rate listed is 'As Low As' and includes discounts for term, loan to value and credit score. Subject to credit approval.
Auto loan score 76 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.19%APRas low as
Terms
Rates as low as 5.19% APR. With approved credit / credit eligibility required. 90 days no payments; interest continues to accrue during deferment period. Loan terms available up to 84 months. Rates subject to change without notice. Not valid with other offers or for existing Aurora FCU loans.
Auto loan score 80 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.19%APRas low as
Terms
As low as 5.190% APR available on refinances from other institutions or new loans only. Subject to credit qualifications. Up to 72 months. Minimum auto loan is $1,000. Rate assumes LTV of 125% or less. Member conditions apply.
Auto loan score 80 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.19%APRas low as · up to 21.00%
5.19% APR, up to 21.00%
Terms
Model Years 2023-2026. Rate varies based on personal credit history, underwriting factors, and eligible rewards. Terms longer than 63 months require a minimum finance amount.
Auto loan score 80 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.23%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes a one-time $150 loan origination fee and 0.65% interest rate discount for automatic payment draft from a SouthState checking account. 5.23% APR is based on an example loan amount of $42,500 for a term of 72 months with monthly payments of $686.61.
Auto loan score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
As low as 5.24% APR based on approved credit. Up to 120% LTV. 90 days no payments with interest accruing from disbursement. Vehicle condition: any (new, used, or refinance).
Auto loan score 79 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Auto loan score 79 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low as
Terms
Model years 2023-2026; based on 60 months.
Auto loan score 79 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.24%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
With Automatic Payments From An On Tap Credit Union Account And Financing 80% of Value or Less.
Auto loan score 73 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.45%APRas low as
Terms
Rates as low as for Up to 60 months. Payment example: $18,000 for 60 months at best rate of 4.95% APR = $339.27 per month. Not all borrowers will qualify for lowest rate.
Auto loan score 75 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Colorado
63 banks and credit unions · checked Oct 16–22
- Typical
- 5.49%
- Top 10% up to
- 4.78%
- Banks, typical
- 6.16%
- Credit unions, typical
- 5.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches