Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in New York
Showing 1–25 of 225 scored for CDs
- BTG Pactual Bank, National Association3–8 mo 4.20% · 9–15 mo 4.50% · 16–30 mo 4.65% · 31–60 mo 4.70%
Bank · 1 branch
99CD score#1 in New York - E*TRADE from Morgan Stanley3–8 mo 4.20% · 9–15 mo 4.75% · 16–30 mo 4.40% · 31–60 mo 4.40%
Bank · 1 branch
99CD score#2 in New York - SJP Federal Credit Union3–8 mo 4.40% · 9–15 mo 4.40% · 16–30 mo 4.40% · 31–60 mo 4.40%
Credit union · 1 branch
98CD score#3 in New York - 98CD score#4 in New York
- Syracuse Fire Department Credit Union3–8 mo 5.00% · 9–15 mo 4.50% · 16–30 mo 4.50% · 31–60 mo 3.50%
Credit union · 1 branch
98CD score#5 in New York - Quorum Federal Credit Union3–8 mo 4.40% · 9–15 mo 4.50% · 16–30 mo 4.00% · 31–60 mo 4.15%
Credit union · 1 branch
97CD score#6 in New York - AmeriCU Credit Union3–8 mo 4.50% · 9–15 mo 4.50% · 16–30 mo 4.00% · 31–60 mo 3.50%
Credit union · 23 branches
95CD score#7 in New York - Geddes Federal Savings and Loan Association3–8 mo 4.25% · 9–15 mo 4.60% · 16–30 mo 3.80% · 31–60 mo 4.00%
Bank · 1 branch
95CD score#7 in New York - Utica Gas & Electric Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.60% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 1 branch
95CD score#9 in New York - Pittsford Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.50%
Credit union · 2 branches
95CD score#10 in New York - Ontario Shores FCU3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%
Credit union · 5 branches
95CD score#11 in New York - First Choice Financial Federal Credit Union3–8 mo 3.77% · 9–15 mo 4.08% · 16–30 mo 4.34% · 31–60 mo 4.39%
Credit union · 3 branches
94CD score#12 in New York - USALLIANCE Financial3–8 mo 3.80% · 9–15 mo 4.50% · 16–30 mo 4.20% · 31–60 mo 3.95%
Credit union · 3 branches
94CD score#13 in New York - The Summit Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.35% · 16–30 mo 3.85% · 31–60 mo 3.50%
Credit union · 15 branches
94CD score#14 in New York - Palisades Credit Union3–8 mo 4.00% · 9–15 mo 5.00% · 16–30 mo 4.50% · 31–60 mo 0.10%
Credit union · 3 branches
93CD score#15 in New York - Leatherstocking Credit Union3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.00% · 31–60 mo 4.00%
Credit union · 1 branch
93CD score#16 in New York - Ridgewood Savings Bank3–8 mo 3.55% · 9–15 mo 4.25% · 16–30 mo 4.59% · 31–60 mo 3.40%
Bank · 37 branches
93CD score#17 in New York - Greater Metro Federal Credit Union3–8 mo 2.28% · 9–15 mo 4.34% · 16–30 mo 4.45% · 31–60 mo 3.82%
Credit union · 2 branches
93CD score#18 in New York - Affinity Federal Credit Union3–8 mo 4.35% · 9–15 mo 4.35% · 16–30 mo 4.35% · 31–60 mo —
Credit union · 3 branches
92CD score#19 in New York - TEG Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.15% · 31–60 mo 4.35%
Credit union · 9 branches
92CD score#20 in New York - G.P.O. Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.50% · 16–30 mo 3.75% · 31–60 mo 3.75%
Credit union · 8 branches
92CD score#21 in New York - 91CD score#22 in New York
- SUMA Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.10% · 31–60 mo 4.25%
Credit union · 2 branches
91CD score#23 in New York - 90CD score#24 in New York
- 90CD score#25 in New York
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 228 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.