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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Santa Maria, CA metro

Showing 1–13 of 13 scored for CDs

  1. Poppy Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 1 branch

    95CD score#1 in Santa Maria, CA metro
  2. Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%

    Credit union · 1 branch

    93CD score#2 in Santa Maria, CA metro
  3. First Bank3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.80% · 31–60 mo 3.51%

    Bank · 3 branches

    89CD score#3 in Santa Maria, CA metro
  4. SESLOC Credit Union3–8 mo 3.30% · 9–15 mo 3.56% · 16–30 mo 3.92% · 31–60 mo 3.56%

    Credit union · 1 branch

    83CD score#4 in Santa Maria, CA metro
  5. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 8 branches

    81CD score#5 in Santa Maria, CA metro
  6. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 7 branches

    74CD score#6 in Santa Maria, CA metro
  7. CoastHills Credit Union3–8 mo 3.35% · 9–15 mo 3.49% · 16–30 mo 1.16% · 31–60 mo 1.92%

    Credit union · 6 branches

    68CD score#7 in Santa Maria, CA metro
  8. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 1 branch

    66CD score#8 in Santa Maria, CA metro
  9. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 11 branches

    65CD score#9 in Santa Maria, CA metro
  10. Columbia Bank3–8 mo 3.40% · 9–15 mo 2.50% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 2 branches

    65CD score#10 in Santa Maria, CA metro
  11. Montecito Bank & Trust3–8 mo 3.00% · 9–15 mo 1.50% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 12 branches

    63CD score#11 in Santa Maria, CA metro
  12. Farmers & Merchants Bank3–8 mo 0.45% · 9–15 mo 1.00% · 16–30 mo 1.00% · 31–60 mo 1.26%

    Bank · 1 branch

    61CD score#12 in Santa Maria, CA metro
  13. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 9 branches

    60CD score#13 in Santa Maria, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 15 of the 28 institutions with a branch in Santa Maria, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.