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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Modesto, CA metro

Showing 1–15 of 15 scored for CDs

  1. Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%

    Credit union · 2 branches

    93CD score#1 in Modesto, CA metro
  2. Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%

    Credit union · 2 branches

    88CD score#2 in Modesto, CA metro
  3. OE Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%

    Credit union · 1 branch

    87CD score#3 in Modesto, CA metro
  4. PNC3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.70% · 31–60 mo 2.80%

    Bank · 3 branches

    87CD score#4 in Modesto, CA metro
  5. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 3 branches

    87CD score#5 in Modesto, CA metro
  6. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 9 branches

    81CD score#6 in Modesto, CA metro
  7. Modesto's First3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.75% · 31–60 mo 3.50%

    Credit union · 1 branch

    80CD score#7 in Modesto, CA metro
  8. Valley First Credit Union3–8 mo 4.00% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 2.75%

    Credit union · 5 branches

    79CD score#8 in Modesto, CA metro
  9. ROLLING F CREDIT UNION3–8 mo 3.50% · 9–15 mo 3.80% · 16–30 mo 3.60% · 31–60 mo —

    Credit union · 1 branch

    77CD score#9 in Modesto, CA metro
  10. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 7 branches

    74CD score#10 in Modesto, CA metro
  11. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 11 branches

    66CD score#11 in Modesto, CA metro
  12. BAC Community Bank3–8 mo 3.10% · 9–15 mo 3.35% · 16–30 mo 2.01% · 31–60 mo 0.75%

    Bank · 1 branch

    66CD score#12 in Modesto, CA metro
  13. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 5 branches

    65CD score#13 in Modesto, CA metro
  14. Columbia Bank3–8 mo 3.40% · 9–15 mo 2.50% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 1 branch

    65CD score#14 in Modesto, CA metro
  15. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 8 branches

    60CD score#15 in Modesto, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 10 of the 25 institutions with a branch in Modesto, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.