Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Houghton, MI metro
Showing 1–7 of 7 scored for CDs
- Peninsula Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.30% · 16–30 mo 4.10% · 31–60 mo 4.30%
Credit union · 1 branch
94CD score#1 in Houghton, MI metro - 90CD score#2 in Houghton, MI metro
- Superior National Bank3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.00% · 31–60 mo 4.30%
Bank · 6 branches
89CD score#3 in Houghton, MI metro - 88CD score#4 in Houghton, MI metro
- 72CD score#5 in Houghton, MI metro
- Breakwater Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.50% · 16–30 mo 3.00% · 31–60 mo 2.00%
Credit union · 1 branch
70CD score#6 in Houghton, MI metro - 69CD score#7 in Houghton, MI metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 2 of the 9 institutions with a branch in Houghton, MI metro have too few rates published or captured to score. Rankings are a preview, not awards.