Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Bay City, MI metro
Showing 1–16 of 16 scored for CDs
- Sunrise Family Credit Union3–8 mo 4.33% · 9–15 mo 4.59% · 16–30 mo 4.07% · 31–60 mo 2.00%
Credit union · 2 branches
94CD score#1 in Bay City, MI metro - Lake Huron Credit Union3–8 mo 3.53% · 9–15 mo 4.19% · 16–30 mo 4.50% · 31–60 mo 3.56%
Credit union · 1 branch
92CD score#2 in Bay City, MI metro - United Financial Credit Union3–8 mo 3.25% · 9–15 mo 4.15% · 16–30 mo 4.40% · 31–60 mo 3.20%
Credit union · 3 branches
89CD score#3 in Bay City, MI metro - 87CD score#4 in Bay City, MI metro
- Wildfire Credit Union3–8 mo 3.40% · 9–15 mo 3.85% · 16–30 mo 3.45% · 31–60 mo 3.55%
Credit union · 2 branches
81CD score#5 in Bay City, MI metro - Team One Credit Union3–8 mo 3.50% · 9–15 mo 3.60% · 16–30 mo 3.50% · 31–60 mo 3.60%
Credit union · 1 branch
80CD score#6 in Bay City, MI metro - Jolt Credit Union3–8 mo 3.50% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 3.25%
Credit union · 2 branches
79CD score#7 in Bay City, MI metro - 79CD score#8 in Bay City, MI metro
- ELGA Credit Union3–8 mo 2.60% · 9–15 mo 4.00% · 16–30 mo 2.75% · 31–60 mo 3.15%
Credit union · 2 branches
78CD score#9 in Bay City, MI metro - Financial Plus Credit Union3–8 mo 2.00% · 9–15 mo 3.45% · 16–30 mo 3.45% · 31–60 mo 3.50%
Credit union · 1 branch
75CD score#10 in Bay City, MI metro - FinancialEdge Credit Union3–8 mo 2.50% · 9–15 mo 3.25% · 16–30 mo 3.35% · 31–60 mo 3.40%
Credit union · 2 branches
74CD score#11 in Bay City, MI metro - 72CD score#12 in Bay City, MI metro
- 68CD score#13 in Bay City, MI metro
- Frankenmuth Credit Union3–8 mo 2.80% · 9–15 mo 3.15% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 3 branches
67CD score#14 in Bay City, MI metro - 67CD score#15 in Bay City, MI metro
- United Bay Community Credit Union3–8 mo 0.23% · 9–15 mo 0.41% · 16–30 mo 0.60% · 31–60 mo 1.01%
Credit union · 3 branches
61CD score#16 in Bay City, MI metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 2 of the 18 institutions with a branch in Bay City, MI metro have too few rates published or captured to score. Rankings are a preview, not awards.