Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–11 of 11 in Bay City, MI metro · median 9.90% APR
- 8.90%APRas low as · up to 18.90%
8.90% APR, up to 18.90%
Terms
APR for purchases based on creditworthiness.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.96%APRas low as
Terms
Rate is 'as low as' based on creditworthiness. $200 minimum line of credit. No balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Ongoing purchase APR as low as 8.99%. Stated as 8.99% in table and disclosure as new purchases may be as low as 8.99% APR*.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
APR for Purchases: 8.99% to 17.99% based on creditworthiness. Grace period at least 25 days.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. No monthly or annual fees.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is as low as 9.90% APR based on the member's credit history and represents the lowest rate available to qualified borrowers.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 15.90%
10.90% APR, up to 15.90%
Terms
No Annual Fee. Actual APRs will vary based on credit qualifications, amount, and term. Rates range from 0.00% to 15.90% APR. Subject to approval of credit application. Earn 1 point for every $1 of purchases.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed interest rate as low as 10.990% APR based on applicant credit score and credit approval. No U.S. transaction, membership, activity, or participation fees.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
APR is based on creditworthiness and other qualifications required for approval. No Annual Fee.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Purchases. Rate varies based on creditworthiness.
Credit card score 63 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 24.00%APRas low as
Credit card score 60 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Bay City, MI metro
11 banks and credit unions · checked Oct 16
- Typical
- 9.90%
- Top 10% up to
- 8.96%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Bay City, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United Financial Credit UnionCredit union · 3 branches
- Lake Huron Credit UnionCredit union · 1 branch
- Sunrise Family Credit UnionCredit union · 2 branches