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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Bay City, MI metro

  1. Top Carrot, Carrot Score 88
    FinancialEdge Credit UnionMyLife SavingsSavings · 0.02%–4.00% by balance

    Credit union · 2 branches

    4.00%APY$400 a year on $10,000with conditions
  2. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance

    Bank · 7 branches

    3.25%APY$325 a year on $10,000with conditions
  3. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance

    Bank · 7 branches

    3.15%APY$315 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionKasasa SaverSavings · $0 min

    Credit union · 3 branches

    3.00%APY$300 a year on $10,000with conditions
  5. Top Carrot, Carrot Score 94
    United Financial Credit UnionMMA for Guided InvestmentsMMA for Guided Investments · $0 min

    Credit union · 3 branches

    3.00%APY$300 a year on $10,000
  6. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionPlus SavingsSavings · $500 min · 2.34%–2.90% by balance

    Credit union · 3 branches

    2.38%APY$238 a year on $10,000
  7. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionSave to Win Savings AccountSavings · $25 min

    Credit union · 3 branches

    2.25%APY$225 a year on $10,000
  8. Top Carrot, Carrot Score 88
    GREAT LAKESHigh Yield SavingsSavings · $1 min

    Credit union · 2 branches

    2.00%APY$200 a year on $10,000intro rate
  9. ELGA Credit UnionKasasa SaverSavings · $0 min

    Credit union · 2 branches

    1.51%APY$151 a year on $10,000with conditions
  10. Jolt Credit UnionKasasa Saver AccountSavings · $0 min · 0.77%–1.50% by balance

    Credit union · 2 branches

    1.50%APY$150 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionMega Money MarketMega Money Market · $10,000 min · 1.35%–2.85% by balance

    Credit union · 3 branches

    1.35%APY$135 a year on $10,000
  12. Wildfire Credit UnionHigh-Yield SavingsSavings · $1,000 min · 1.10%–2.10% by balance

    Credit union · 2 branches

    1.10%APY$110 a year on $10,000
  13. Top Carrot, Carrot Score 89
    Frankenmuth Credit UnionAll-In High Yield SavingsSavings · $100 min

    Credit union · 3 branches

    1.00%APY$100 a year on $10,000
  14. Top Carrot, Carrot Score 94
    United Financial Credit UnionMoney Maker PLUS Savings AccountSavings · $1,000 min · 0.90%–2.20% by balance

    Credit union · 3 branches

    0.90%APY$90 a year on $10,000with conditions
  15. Top Carrot, Carrot Score 94
    United Financial Credit UnionMoney Maker PLUS Savings AccountMoney Maker PLUS Savings Account · $1,000 min · 0.90%–2.20% by balance

    Credit union · 3 branches

    0.90%APY$90 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Bay City, MI metro

70 accounts at 16 banks and credit unions · checked Oct 16–22

Typical
0.06%
Top 10% from
2.03%
Banks, typical
0.06%
Credit unions, typical
0.08%

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Bay City, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. United Financial Credit UnionCredit union · 3 branches
  2. Lake Huron Credit UnionCredit union · 1 branch
  3. Sunrise Family Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate