Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Albany, NY metro
Showing 1–19 of 19 scored for CDs
- First New York Federal Credit Union3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 2.70%
Credit union · 9 branches
89CD score#1 in Albany, NY metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 1 branch
88CD score#2 in Albany, NY metro - NextStep Federal Credit Union3–8 mo 3.61% · 9–15 mo 3.00% · 16–30 mo 3.82% · 31–60 mo 3.92%
Credit union · 2 branches
84CD score#3 in Albany, NY metro - Sunmark Credit Union3–8 mo 4.25% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 2.50%
Credit union · 14 branches
84CD score#4 in Albany, NY metro - Community Resource Federal Credit Union3–8 mo 3.60% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.55%
Credit union · 2 branches
82CD score#5 in Albany, NY metro - Chemung Canal Trust Company3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 0.35% · 31–60 mo 2.00%
Bank · 7 branches
77CD score#6 in Albany, NY metro - 76CD score#7 in Albany, NY metro
- 74CD score#8 in Albany, NY metro
- Adirondack Trust Company3–8 mo 4.06% · 9–15 mo 0.20% · 16–30 mo 0.25% · 31–60 mo 1.01%
Bank · 10 branches
70CD score#9 in Albany, NY metro - 69CD score#10 in Albany, NY metro
- Hudson River Community Credit Union3–8 mo 3.25% · 9–15 mo 3.10% · 16–30 mo 3.00% · 31–60 mo 2.50%
Credit union · 2 branches
68CD score#11 in Albany, NY metro - Stewart's Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.10% · 16–30 mo 3.25% · 31–60 mo —
Credit union · 1 branch
68CD score#12 in Albany, NY metro - Directors Choice Credit Union3–8 mo 1.00% · 9–15 mo 1.51% · 16–30 mo 3.04% · 31–60 mo 2.78%
Credit union · 2 branches
67CD score#13 in Albany, NY metro - 67CD score#14 in Albany, NY metro
- Heritage Family Credit Union3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 2.80% · 31–60 mo 2.60%
Credit union · 1 branch
67CD score#15 in Albany, NY metro - 65CD score#16 in Albany, NY metro
- Advantage Financial Federal Credit Union3–8 mo 2.02% · 9–15 mo 2.28% · 16–30 mo 2.28% · 31–60 mo 2.69%
Credit union · 1 branch
65CD score#17 in Albany, NY metro - Saratoga's Community Federal Credit Union3–8 mo 2.25% · 9–15 mo 2.50% · 16–30 mo 2.50% · 31–60 mo 2.50%
Credit union · 2 branches
64CD score#18 in Albany, NY metro - 60CD score#19 in Albany, NY metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 17 of the 36 institutions with a branch in Albany, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.