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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Albany, NY metro

Showing 1–19 of 19 scored for CDs

  1. First New York Federal Credit Union3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 2.70%

    Credit union · 9 branches

    89CD score#1 in Albany, NY metro
  2. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 1 branch

    88CD score#2 in Albany, NY metro
  3. NextStep Federal Credit Union3–8 mo 3.61% · 9–15 mo 3.00% · 16–30 mo 3.82% · 31–60 mo 3.92%

    Credit union · 2 branches

    84CD score#3 in Albany, NY metro
  4. Sunmark Credit Union3–8 mo 4.25% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 2.50%

    Credit union · 14 branches

    84CD score#4 in Albany, NY metro
  5. Community Resource Federal Credit Union3–8 mo 3.60% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.55%

    Credit union · 2 branches

    82CD score#5 in Albany, NY metro
  6. Chemung Canal Trust Company3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 0.35% · 31–60 mo 2.00%

    Bank · 7 branches

    77CD score#6 in Albany, NY metro
  7. FASNY FCU3–8 mo 3.70% · 9–15 mo 3.60% · 16–30 mo 3.35% · 31–60 mo 3.00%

    Credit union · 1 branch

    76CD score#7 in Albany, NY metro
  8. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 11 branches

    74CD score#8 in Albany, NY metro
  9. Adirondack Trust Company3–8 mo 4.06% · 9–15 mo 0.20% · 16–30 mo 0.25% · 31–60 mo 1.01%

    Bank · 10 branches

    70CD score#9 in Albany, NY metro
  10. Pioneer3–8 mo 3.75% · 9–15 mo 3.00% · 16–30 mo 1.45% · 31–60 mo 1.45%

    Bank · 18 branches

    69CD score#10 in Albany, NY metro
  11. Hudson River Community Credit Union3–8 mo 3.25% · 9–15 mo 3.10% · 16–30 mo 3.00% · 31–60 mo 2.50%

    Credit union · 2 branches

    68CD score#11 in Albany, NY metro
  12. Stewart's Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.10% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 1 branch

    68CD score#12 in Albany, NY metro
  13. Directors Choice Credit Union3–8 mo 1.00% · 9–15 mo 1.51% · 16–30 mo 3.04% · 31–60 mo 2.78%

    Credit union · 2 branches

    67CD score#13 in Albany, NY metro
  14. Bank of Greene3–8 mo 3.10% · 9–15 mo 3.40% · 16–30 mo 0.35% · 31–60 mo 0.35%

    Bank · 5 branches

    67CD score#14 in Albany, NY metro
  15. Heritage Family Credit Union3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 2.80% · 31–60 mo 2.60%

    Credit union · 1 branch

    67CD score#15 in Albany, NY metro
  16. TCT FCU3–8 mo 3.60% · 9–15 mo 0.50% · 16–30 mo 0.55% · 31–60 mo 0.65%

    Credit union · 2 branches

    65CD score#16 in Albany, NY metro
  17. Advantage Financial Federal Credit Union3–8 mo 2.02% · 9–15 mo 2.28% · 16–30 mo 2.28% · 31–60 mo 2.69%

    Credit union · 1 branch

    65CD score#17 in Albany, NY metro
  18. Saratoga's Community Federal Credit Union3–8 mo 2.25% · 9–15 mo 2.50% · 16–30 mo 2.50% · 31–60 mo 2.50%

    Credit union · 2 branches

    64CD score#18 in Albany, NY metro
  19. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 10 branches

    60CD score#19 in Albany, NY metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 17 of the 36 institutions with a branch in Albany, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.