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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Houston, TX metro

Showing 1–25 of 107 scored

  1. Top Carrot, Carrot Score 99
    Harris County Federal Credit UnionCDs 82 · Savings 67 · Auto 93 · Cards 99

    Credit union · 1 branch

    99Carrot Score#1 in Houston, TX metro
  2. Top Carrot, Carrot Score 96
    Nizari Credit UnionCDs 81 · Savings 99 · Auto 89 · Cards 73

    Credit union · 2 branches

    96Carrot Score#2 in Houston, TX metro
  3. Top Carrot, Carrot Score 95
    Cornerstone Capital BankCDs 93 · Savings 96

    Bank · 1 branch

    95Carrot Score#3 in Houston, TX metro
  4. Top Carrot, Carrot Score 94
    Lubrizol Employees' Credit UnionSavings 81 · Auto 99 · Cards 88

    Credit union · 1 branch

    94Carrot Score#4 in Houston, TX metro
  5. Top Carrot, Carrot Score 94
    First Community Credit UnionCDs 92 · Auto 94

    Credit union · 15 branches

    94Carrot Score#5 in Houston, TX metro
  6. Top Carrot, Carrot Score 94
    Gulf Coast Educators Federal Credit UnionCDs 72 · Savings 86 · Auto 87 · Cards 95

    Credit union · 9 branches

    94Carrot Score#6 in Houston, TX metro
  7. Top Carrot, Carrot Score 94
    MemberSource Credit UnionCDs 89 · Savings 67 · Auto 93 · Cards 70

    Credit union · 5 branches

    94Carrot Score#6 in Houston, TX metro
  8. Top Carrot, Carrot Score 93
    Old Ocean Federal Credit UnionAuto 92 · Cards 89

    Credit union · 1 branch

    93Carrot Score#8 in Houston, TX metro
  9. Top Carrot, Carrot Score 93
    Chocolate Bayou Community Federal Credit UnionCDs 65 · Savings 63 · Auto 93 · Cards 88

    Credit union · 4 branches

    93Carrot Score#9 in Houston, TX metro
  10. Top Carrot, Carrot Score 92
    Chartway Credit UnionCDs 89 · Savings 89 · Auto 80 · Cards 77

    Credit union · 2 branches

    92Carrot Score#10 in Houston, TX metro
  11. Top Carrot, Carrot Score 92
    Texas Capital BankCDs 88 · Savings 98

    Bank · 2 branches

    92Carrot Score#11 in Houston, TX metro
  12. Top Carrot, Carrot Score 92
    Houston Federal Credit UnionCDs 89 · Savings 83 · Cards 92

    Credit union · 10 branches

    92Carrot Score#12 in Houston, TX metro
  13. Top Carrot, Carrot Score 91
    Synergy Federal Credit UnionCDs 88 · Savings 69 · Auto 91 · Cards 81

    Credit union · 2 branches

    91Carrot Score#13 in Houston, TX metro
  14. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionCDs 88 · Savings 95 · Auto 81

    Credit union · 7 branches

    90Carrot Score#14 in Houston, TX metro
  15. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionCDs 91 · Savings 88 · Auto 82 · Cards 88

    Credit union · 1 branch

    90Carrot Score#15 in Houston, TX metro
  16. Top Carrot, Carrot Score 89
    Houston Police Credit UnionCDs 79 · Savings 87 · Auto 76 · Cards 89

    Credit union · 3 branches

    89Carrot Score#16 in Houston, TX metro
  17. Top Carrot, Carrot Score 89
    CommonCents CUCDs 83 · Savings 84 · Auto 98 · Cards 63

    Credit union · 1 branch

    89Carrot Score#17 in Houston, TX metro
  18. Top Carrot, Carrot Score 89
    Rave FinancialCDs 91 · Savings 80 · Auto 82 · Cards 88

    Credit union · 4 branches

    89Carrot Score#18 in Houston, TX metro
  19. Top Carrot, Carrot Score 89
    Southwest Airlines Federal Credit UnionCDs 72 · Savings 94 · Auto 87

    Credit union · 1 branch

    89Carrot Score#19 in Houston, TX metro
  20. Top Carrot, Carrot Score 89
    USE Credit UnionCDs 88 · Savings 62 · Auto 88 · Cards 84

    Credit union · 1 branch

    89Carrot Score#20 in Houston, TX metro
  21. Top Carrot, Carrot Score 89
    Wellby FinancialCDs 81 · Savings 86 · Auto 72 · Cards 93

    Credit union · 22 branches

    89Carrot Score#20 in Houston, TX metro
  22. Top Carrot, Carrot Score 89
    Community Resource Credit UnionCDs 96 · Savings 86 · Auto 81 · Cards 63

    Credit union · 8 branches

    89Carrot Score#22 in Houston, TX metro
  23. Top Carrot, Carrot Score 89
    Shell FCUCDs 84 · Savings 87 · Auto 89

    Credit union · 14 branches

    89Carrot Score#23 in Houston, TX metro
  24. Top Carrot, Carrot Score 88
    Texas Bay Credit UnionCDs 85 · Savings 60 · Auto 93

    Credit union · 9 branches

    88Carrot Score#24 in Houston, TX metro
  25. Top Carrot, Carrot Score 88
    Houston Texas Fire Fighters Federal Credit UnionCDs 87 · Savings 82 · Auto 89 · Cards 71

    Credit union · 3 branches

    88Carrot Score#25 in Houston, TX metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 97 of the 204 institutions with a branch in Houston, TX metro have too few rates published or captured to score. Rankings are a preview, not awards.