Credit union · NCUA insured
Old Ocean Federal Credit Union
Top CarrotA $42M credit union headquartered in Sweeny, TX, with 3,017 members and 1 branch in Texas.
Old Ocean Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#8 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Old Ocean Federal Credit Union
Old Ocean Federal Credit Union is a member-owned institution serving Sweeny, West Columbia, Brazosport, Old Ocean, and all of Brazoria County, Texas.
- Headquarters
- PO Box 867, Sweeny, TX 77480
- NCUA charter
- 6175
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to Texas residents who live, work, or worship in Brazoria County.
Branches
1 branch in Texas
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Texas
1 branch
- Old Ocean Federal Credit UnionMain officePO Box 867, Sweeny, TX 77480Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.52% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.24% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio20.52%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.24%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Old Ocean Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.