Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branches
Salt Lake City area · 28
- Zions Bancorporation, N.A.Main office1 S Main St, Salt Lake City, UT 84133Directions
- Cottonwood Heights Branch7015 S Highland Dr, Cottonwood Heights, UT 84121Directions
- Draper Branch12271 S 900 E, Draper, UT 84020Directions
- Herriman Branch5048 W. Herriman Boulevard, Herriman, UT 84096Directions
- Holladay Branch4641 S 2300 E, Holladay, UT 84117Directions
- Kearns Branch4135 W 5415 S, Kearns, UT 84118Directions
- Magna Branch8375 W 3500 S, Magna, UT 84044Directions
- Union Heights Office7620 S Union Park Ave, Midvale, UT 84047Directions
- Murray Branch5595 S State St, Murray, UT 84107Directions
- Riverton Main Office3628 W 13400 S, Riverton, UT 84065Directions
- 21st South Branch910 W 2100 S, Salt Lake City, UT 84119Directions
- 39th South Branch3880 S 700 E, Salt Lake City, UT 84106Directions
- 7th East Office Branch701 E 400 S, Salt Lake City, UT 84102Directions
- Avenues Branch455 E South Temple, Salt Lake City, UT 84111Directions
- Broadway Office310 S Main St, Salt Lake City, UT 84101Directions
- East Millcreek Financial Center Branch3310 S 2300 E, Salt Lake City, UT 84109Directions
- Foothill Branch1304 S Foothill Dr, Salt Lake City, UT 84108Directions
- Rose Park Banking Center Branch787 N Redwood Rd, Salt Lake City, UT 84116Directions
- Sugarhouse Branch2200 S Highland Dr, Salt Lake City, UT 84106Directions
- East Sandy Office2079 E 9400 S, Sandy, UT 84093Directions
- Sandy Branch125 W 10600 S, Sandy, UT 84070Directions
- Daybreak Office Branch4753 W Daybreak Pkwy, South Jordan, UT 84009Directions
- South Jordan Parkway Branch1622 W South Jordan Pkwy, South Jordan, UT 84095Directions
- Taylorsville Office5482 S Redwood Rd, Taylorsville, UT 84123Directions
- Tooele Branch998 N Main St, Tooele, UT 84074Directions
- West Jordan Branch1835 W 7800 S, West Jordan, UT 84088Directions
- West Jordan/Copper Hills Office3913 W 9000 S, West Jordan, UT 84088Directions
- West Valley City Financial Center Branch2950 W 3500 S, West Valley City, UT 84119Directions
Provo area · 13
- American Fork Branch606 E State Rd, American Fork, UT 84003Directions
- Lehi Branch620 E Main St, Lehi, UT 84043Directions
- Timpanogos Hwy Financial Center Branch1432 E 3500 N, Lehi, UT 84043Directions
- Orem Branch462 W 800 N, Orem, UT 84057Directions
- Wasatch Branch1220 S 800 E, Orem, UT 84097Directions
- Payson Branch80 E 100 N, Payson, UT 84651Directions
- Pleasant Grove Branch225 S Main St, Pleasant Grove, UT 84062Directions
- Provo Region Office Branch180 N University Ave, Provo, UT 84601Directions
- University Branch1060 N University Ave, Provo, UT 84604Directions
- Santaquin Branch120 E Main St, Santaquin, UT 84655Directions
- Saratoga Springs Branch1533 N Redwood Rd, Saratoga Springs, UT 84045Directions
- Spanish Fork Branch190 N Main St, Spanish Fork, UT 84660Directions
- Springville Financial Center Branch759 W 400 S, Springville, UT 84663Directions
Ogden area · 13
- Bountiful Branch5 N Main St, Bountiful, UT 84010Directions
- Centerville Branch440 W Parrish Ln, Centerville, UT 84014Directions
- Eden Office Inside Valley Market Branch2487 N Highway 158, Eden, UT 84310Directions
- Farmington Office Branch495 N Station Pkwy, Farmington, UT 84025Directions
- Kaysville Branch33 S Main St, Kaysville, UT 84037Directions
- Layton Antelope Drive Branch1781 W Antelope Dr, Layton, UT 84041Directions
- Layton Office150 S Fort Ln, Layton, UT 84041Directions
- North Ogden Banking Center Branch2284 N Washington Blvd, North Ogden, UT 84414Directions
- North Salt Lake Branch870 N Highway 89, North Salt Lake, UT 84054Directions
- Ogden Branch2302 Washington Blvd, Ogden, UT 84401Directions
- Roy Office Branch5774 S 1900 W, Roy, UT 84067Directions
- South Ogden Office Branch5635 Harrison Blvd, South Ogden, UT 84403Directions
- Syracuse Branch975 W 1700 S, Syracuse, UT 84075Directions
St. George area · 8
- Enterprise Branch25 E Main, Enterprise, UT 84725Directions
- Hurricane Branch279 W State St, Hurricane, UT 84737Directions
- Springdale Branch921 Zion Park Blvd, Springdale, UT 84767Directions
- Bloomington Branch144 W Brigham Rd Ste C, St. George, UT 84790Directions
- River Road Office Branch717 S River Rd, St. George, UT 84790Directions
- Snow Canyon Branch1930 W Sunset Blvd, St. George, UT 84770Directions
- St George Branch40 E Saint George Blvd, St. George, UT 84770Directions
- Washington Branch865 W Telegraph St, Washington, UT 84780Directions
Heber area · 5
- Coalville Branch5 S Main St, Coalville, UT 84017Directions
- Heber Valley Branch20 N Main St, Heber City, UT 84032Directions
- Kamas Branch112 S Main St, Kamas, UT 84036Directions
- New Park Branch1483 Newpark Blvd, Park City, UT 84098Directions
- Park City Branch1100 Snow Creek Dr, Park City, UT 84060Directions
Logan area · 4
- Logan 14th North Branch133 E 1400 N, Logan, UT 84341Directions
- Pioneer Branch488 N Main St, Logan, UT 84321Directions
- Providence Office Branch284 S Highway 165, Providence, UT 84332Directions
- Smithfield Branch685 S Main St, Smithfield, UT 84335Directions
Brigham City area · 2
- Brigham City Branch98 N Main St, Brigham City, UT 84302Directions
- Tremonton Branch340 E Main St, Tremonton, UT 84337Directions
Evanston area · 2
- Bear Lake Garden City Branch557 North Bear Lake Boulevard, Garden City, UT 84028Directions
- Randolph Branch125 N Main St, Randolph, UT 84064Directions
Blanding area · 1
- Blanding Branch111 E Center St, Blanding, UT 84511Directions
Castle Dale area · 1
- Castle Dale Branch110 E Main St, Castle Dale, UT 84513Directions
Cedar City area · 1
- Cedar City Branch3 S Main St, Cedar City, UT 84720Directions
Delta area · 1
- Delta Branch20 E Main St, Delta, UT 84624Directions
Duchesne area · 1
- Duchesne Branch19 W Main St, Duchesne, UT 84021Directions
Ephraim area · 1
- Ephraim Office10 S Main St, Ephraim, UT 84627Directions
Fillmore area · 1
- Fillmore Branch10 N Main St, Fillmore, UT 84631Directions
Kanab area · 1
- Kanab Branch41 E Center St, Kanab, UT 84741Directions
Manti area · 1
- Manti Branch1 S Main St, Manti, UT 84642Directions
Moab area · 1
- Moab Branch330 S Main St, Moab, UT 84532Directions
Monticello area · 1
- Monticello Branch233 E Center St, Monticello, UT 84535Directions
Panguitch area · 1
- Panguitch Branch90 E Center St, Panguitch, UT 84759Directions
Price area · 1
- Price Branch45 S Carbon Ave, Price, UT 84501Directions
Richfield area · 1
- Richfield Branch55 W 100 N, Richfield, UT 84701Directions
Roosevelt area · 1
- Roosevelt Branch156 N 200 E, Roosevelt, UT 84066Directions
Salina area · 1
- Salina Branch155 W Main St, Salina, UT 84654Directions
Vernal area · 1
- Vernal Branch3 W Main St, Vernal, UT 84078Directions
California
77 branchesTexas
77 branchesArizona
56 branchesNevada
43 branchesColorado
33 branchesIdaho
25 branchesWashington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.