Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branchesCalifornia
77 branchesTexas
77 branchesArizona
56 branchesNevada
43 branchesColorado
33 branchesIdaho
25 branches
Boise City area · 7
- Boise Main Branch800 W Main St, Boise, ID 83702Directions
- Eagle And Chinden Branch6176 N Eagle Rd, Boise, ID 83713Directions
- Caldwell Branch509 S Kimball Ave, Caldwell, ID 83605Directions
- Meridan Silverstone Office3715 E Overland Rd, Meridian, ID 83642Directions
- Meridian Chinden Branch1767 W Island Green Dr, Meridian, ID 83646Directions
- Nampa/Karcher Road Office Branch2121 W Karcher Rd, Nampa, ID 83651Directions
- Wilder Branch315 Avenue A, Wilder, ID 83676Directions
Idaho Falls area · 3
- Ammon Idaho Office2540 E Sunnyside Rd, Ammon, ID 83406Directions
- Idaho Falls Branch1235 S Utah Ave, Idaho Falls, ID 83402Directions
- Rigby Branch219 E Main St, Rigby, ID 83442Directions
Ontario area · 2
- Fruitland Office Branch909 Nw 16th St Ste B, Fruitland, ID 83619Directions
- New Plymouth Branch130 N Plymouth Ave, New Plymouth, ID 83655Directions
Hailey area · 2
- Hailey Branch111 N 1st Ave, Hailey, ID 83333Directions
- Wood River Valley Branch311 North Main, Ketchum, ID 83340Directions
Twin Falls area · 2
- Canyon Park Branch1863 Blue Lakes Blvd N, Twin Falls, ID 83301Directions
- Twin Falls Eastland Br2188 Addison Ave E, Twin Falls, ID 83301Directions
Blackfoot area · 1
- Blackfoot Branch1350 Parkway Dr, Blackfoot, ID 83221Directions
Burley area · 1
- Burley Branch102 W Main St, Burley, ID 83318Directions
Gooding area · 1
- Gooding Branch502 Main St, Gooding, ID 83330Directions
Lewiston area · 1
- Lewiston Orchards Branch2997 Thain Gande, Lewiston, ID 83501Directions
Montpelier area · 1
- Bear Lake Valley Office902 Washington St, Montpelier, ID 83254Directions
Moscow area · 1
- Moscow Branch105 S Main St, Moscow, ID 83843Directions
Pocatello area · 1
- Pocatello Branch1590 Yellowstone Ave, Pocatello, ID 83201Directions
Rexburg area · 1
- Rexburg149 W Main St, Rexburg, ID 83440Directions
Weiser area · 1
- Weiser Financial Branch34 E Main St, Weiser, ID 83672Directions
Washington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.