Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branchesCalifornia
77 branchesTexas
77 branchesArizona
56 branchesNevada
43 branchesColorado
33 branches
Denver area · 15
- Broomfield Branch8870 W 116th Cir, Broomfield, CO 80021Directions
- Centennial Branch6702 S Potomac St, Centennial, CO 80112Directions
- Belleview Station Branch7222 E Layton Ave, Denver, CO 80237Directions
- Colorado Boulevard Branch1650 S Colorado Blvd, Denver, CO 80222Directions
- Downtown Branch1001 17th St, Denver, CO 80202Directions
- Quebec Square Branch3600 Quebec St, Denver, CO 80207Directions
- Southwest Branch1380 S Federal Blvd, Denver, CO 80219Directions
- Speer Boulevard Branch401 E Speer Blvd, Denver, CO 80203Directions
- Englewood Branch5050 S Broadway, Englewood, CO 80113Directions
- Littleton Branch8015 W Bowles Ave, Littleton, CO 80123Directions
- Lone Tree Branch9990 Commons St, Lone Tree, CO 80124Directions
- Thornton Branch4151 E 136th Ave, Thornton, CO 80602Directions
- Park Centre Branch1955 W 120th Ave, Westminster, CO 80234Directions
- Westminster Branch3300 W 72nd Ave, Westminster, CO 80030Directions
- Wheat Ridge7391 W 38th Ave, Wheat Ridge, CO 80033Directions
Boulder area · 3
- Boulder - Broadway Branch2696 Broadway St, Boulder, CO 80304Directions
- Boulder Canyon Branch1695 28th Street, Boulder, CO 80301Directions
- Longmont Branch2011 Ken Pratt Blvd, Longmont, CO 80501Directions
Colorado Springs area · 3
- Academy Boulevard Branch7390 N Academy Blvd, Colorado Springs, CO 80920Directions
- Colorado Springs Branch111 S Nevada Ave, Colorado Springs, CO 80903Directions
- Woodland Park Branch361 W Highway 24, Woodland Park, CO 80863Directions
Pueblo area · 3
- Pueblo Downtown Branch200 W City Center Dr, Pueblo, CO 81003Directions
- Pueblo North1250 W Us Highway 50, Pueblo, CO 81008Directions
- Pueblo South4040 W Northern Ave, Pueblo, CO 81005Directions
Durango area · 2
- Durango Branch1201 Escalante Dr, Durango, CO 81303Directions
- Durango Downtown Branch890 Camino Del Rio, Durango, CO 81301Directions
Grand Junction area · 2
- Grand Junction Branch499 28 1/4 Rd, Grand Junction, CO 81501Directions
- Grand Junction Main Branch2394 Patterson Rd, Grand Junction, CO 81505Directions
Rifle area · 1
- Aspen Branch534 E Hyman Ave, Aspen, CO 81611Directions
Edwards area · 1
- El Jebel (Midvalley) Branch218 E Valley Rd, Carbondale, CO 81623Directions
Cortez area · 1
- Cortez Branch350 W Montezuma Ave, Cortez, CO 81321Directions
Montrose area · 1
- Montrose Branch1200 S Townsend Ave, Montrose, CO 81401Directions
Steamboat Springs area · 1
- Steamboat Springs Main Branch270 Anglers Dr, Steamboat Springs, CO 80487Directions
Idaho
25 branchesWashington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.