Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branchesCalifornia
77 branchesTexas
77 branches
Houston area · 57
- Bacliff Branch4021 Highway 146, Bacliff, TX 77518Directions
- Lacy Drive Branch1308 Lacey Dr, Baytown, TX 77520Directions
- Motor Branch723 Rollingbrook Dr, Baytown, TX 77521Directions
- Rollingbrook Branch1300 Rollingbrook Dr, Baytown, TX 77521Directions
- Bellaire Banking Center5301 Bissonnet St, Bellaire, TX 77401Directions
- Conroe Branch2125 W Davis St, Conroe, TX 77304Directions
- Conroe Teas Branch3020 Interstate 45 N, Conroe, TX 77303Directions
- Coles Crossing Branch12334 Barker Cypress Rd, Cypress, TX 77429Directions
- Lakewood Branch13060 Grant Rd, Cypress, TX 77429Directions
- Dickinson Fm 517 West215 Fm 517 Rd W, Dickinson, TX 77539Directions
- Dickinson Termini3911 Highway 3, Dickinson, TX 77539Directions
- Friendswood Branch218 E Parkwood Ave, Friendswood, TX 77546Directions
- Amegy Tower Branch1717 West Loop S, Houston, TX 77027Directions
- Bell Tower Branch1330 Wirt Rd, Houston, TX 77055Directions
- Clear Lake-Bay Area Blvd. Branch1060 Bay Area Blvd, Houston, TX 77058Directions
- Copperfield Branch6611 Highway 6 N, Houston, TX 77084Directions
- Esperson Branch815 Walker St, Houston, TX 77002Directions
- Greenspoint South Branch400 N Sam Houston Pkwy E, Houston, TX 77060Directions
- Heights-Taylor St Branch2105 Taylor St, Houston, TX 77007Directions
- Hempstead Branch12130 Hempstead Rd, Houston, TX 77092Directions
- Hobby Branch7930 Gulf Fwy, Houston, TX 77017Directions
- Holcombe Blvd-Greenbriar Branch2303 W Holcombe Blvd, Houston, TX 77030Directions
- I-10 Federal Banking Center Branch12312 East Fwy, Houston, TX 77015Directions
- Memorial Branch899 Frostwood Dr, Houston, TX 77024Directions
- Northwest Crossing Branch13430 Northwest Highway, Houston, TX 77040Directions
- Steeplechase Branch11045 Fm 1960 Rd W, Houston, TX 77065Directions
- Tanglewood Branch1075 Augusta Dr, Houston, TX 77057Directions
- Vintage Park - Louetta & 249 Branch10811 Louetta Rd, Houston, TX 77070Directions
- Westchase Banking Center10118 Westheimer Rd, Houston, TX 77042Directions
- Atascocita Branch7031 Fm 1960 Rd E, Humble, TX 77346Directions
- Cinco Ranch-Mason Road Branch3020 S Mason Rd, Katy, TX 77450Directions
- Katy Branch919 Avenue C, Katy, TX 77493Directions
- Kingwood Branch570 Kingwood Dr, Kingwood, TX 77339Directions
- Kingwood Lake Houston Parkway Branch2595 W Lake Houston Pkwy, Kingwood, TX 77339Directions
- Laporte Branch1401 W Fairmont Pkwy, La Porte, TX 77571Directions
- League City West Branch2204 W Main St, League City, TX 77573Directions
- South Shore Branch2460 Marina Bay Dr, League City, TX 77573Directions
- Magnolia Branch32927 Fm 2978 Rd, Magnolia, TX 77354Directions
- Missouri City Branch5820 Highway 6, Missouri City, TX 77459Directions
- Montgomery Branch20800 Eva St, Montgomery, TX 77356Directions
- Needville Branch3328 School St, Needville, TX 77461Directions
- Pasadena Branch4500 Fairmont Pkwy, Pasadena, TX 77504Directions
- Red Bluff Branch3901 Red Bluff Rd, Pasadena, TX 77503Directions
- South Shaver Branch2222 Shaver St, Pasadena, TX 77502Directions
- Pearland Branch1930 Country Place Pkwy, Pearland, TX 77584Directions
- Porter Branch23593 Commerce Ave, Porter, TX 77365Directions
- Rosenberg Branch25670 Southwest Fwy, Rosenberg, TX 77471Directions
- Santa Fe Branch13030 State Highway 6, Santa Fe, TX 77510Directions
- Old Town Spring Branch1000 Spring Cypress Rd, Spring, TX 77373Directions
- Spring2000 Spring Cypress Rd, Spring, TX 77388Directions
- Stuebner Airline Branch17046 Stuebner Airline Rd, Spring, TX 77379Directions
- The Grid Branch11213 W Airport Blvd, Stafford, TX 77477Directions
- Sugar Land Banking Center17602 Southwest Fwy, Sugar Land, TX 77479Directions
- Grogans Mills Branch10101 Grogans Mill Rd, The Woodlands, TX 77380Directions
- Sterling Ridge Branch10223 Kuykendahl Rd, The Woodlands, TX 77382Directions
- The Woodlands Branch4576 Research Forest Dr, The Woodlands, TX 77381Directions
- Tomball Parkway Branch28201 State Highway 249, Tomball, TX 77375Directions
Dallas area · 11
- Addison Branch4650 Belt Line Rd, Addison, TX 75001Directions
- Arlington Highlands Branch3751 Matlock Road, Arlington, TX 76015Directions
- Bishop Arts550 W Davis St, Dallas, TX 75208Directions
- Love Field Branch6310 Lemmon Ave, Dallas, TX 75209Directions
- Monticello Office Branch3100 Monticello Ave, Dallas, TX 75205Directions
- Northwest Plaza Branch6823 W Northwest Hwy, Dallas, TX 75225Directions
- Saint Ann Court Branch2501 N Harwood St, Dallas, TX 75201Directions
- Hulen Branch2718 S Hulen St, Fort Worth, TX 76109Directions
- North Irving Branch8665 Cypress Waters Blvd, Irving, TX 75063Directions
- Willow Bend Branch2601 Dallas Pkwy, Plano, TX 75093Directions
- Richardson Branch1901 N Central Expy, Richardson, TX 75080Directions
San Antonio area · 7
- New Braunfels Banking Center280 Fm 306, New Braunfels, TX 78130Directions
- Alamo Heights Branch5408 Broadway, San Antonio, TX 78209Directions
- Bitters Branch13432 San Pedro Ave, San Antonio, TX 78216Directions
- Brooks City Base Branch2334 Se Military Dr, San Antonio, TX 78223Directions
- Convent Branch300 Convent Street, San Antonio, TX 78205Directions
- Medical Center - San Antonio Branch8525 Wurzbach Rd, San Antonio, TX 78240Directions
- Stone Oak Parkway Branch19134 Stone Oak Pkwy, San Antonio, TX 78258Directions
El Campo area · 1
- East Bernard Branch811 S Dill St, East Bernard, TX 77435Directions
Austin area · 1
- Westlake Branch3342 Bee Caves Rd, West Lake Hills, TX 78746Directions
Arizona
56 branchesNevada
43 branchesColorado
33 branchesIdaho
25 branchesWashington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.