Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branchesCalifornia
77 branches
Los Angeles area · 28
- Acton Branch31924 Crown Valley Rd, Acton, CA 93510Directions
- Alhambra Branch230 E Valley Blvd, Alhambra, CA 91801Directions
- Arcadia Branch1130 S Baldwin Ave, Arcadia, CA 91007Directions
- Brea Branch775 E Birch St, Brea, CA 92821Directions
- Claremont Branch102 Yale Ave, Claremont, CA 91711Directions
- Diamond Bar Branch1200 S Diamond Bar Blvd, Diamond Bar, CA 91765Directions
- El Segundo Branch909 N Pacific Coast Hwy, El Segundo, CA 90245Directions
- Encino Branch16130 Ventura Blvd, Encino, CA 91436Directions
- Gardena Branch1292 W Redondo Beach Blvd, Gardena, CA 90247Directions
- Hacienda Heights Branch1687 S Azusa Ave, Hacienda Heights, CA 91745Directions
- Huntington Beach Branch16041 Goldenwest St, Huntington Beach, CA 92647Directions
- Irvine Branch1900 Main St, Irvine, CA 92614Directions
- La Palma Branch5471 Orangethorpe Ave, La Palma, CA 90623Directions
- Laguna Hills Branch24012 Calle De La Plata, Laguna Hills, CA 92653Directions
- Lancaster831 W Lancaster Blvd, Lancaster, CA 93534Directions
- Long Beach Main Branch444 W Ocean Blvd, Long Beach, CA 90802Directions
- Crenshaw Branch3810 Crenshaw Blvd, Los Angeles, CA 90008Directions
- Los Angeles Metro Office550 S Hope St, Los Angeles, CA 90071Directions
- West Los Angeles Branch11345 W Olympic Blvd, Los Angeles, CA 90064Directions
- Wilshire-San Vicente Branch6500 Wilshire Blvd, Los Angeles, CA 90048Directions
- Monarch Beach Branch24034 Camino Del Avion, Monarch Beach, CA 92629Directions
- Orange Branch500 N State College Blvd, Orange, CA 92868Directions
- Palmdale Branch748 W Rancho Vista Blvd, Palmdale, CA 93551Directions
- Quartz Hill Branch42024 50th St W, Quartz Hill, CA 93536Directions
- San Clemente Branch415 E Avenida Pico, San Clemente, CA 92672Directions
- Santa Monica Branch100 Wilshire Blvd, Santa Monica, CA 90401Directions
- Torrance Branch21515 Hawthorne Blvd, Torrance, CA 90503Directions
- Tustin Branch17752 17th St, Tustin, CA 92780Directions
San Diego area · 21
- Alpine Branch2250 Alpine Blvd, Alpine, CA 91901Directions
- Carlsbad Branch2501 Palomar Airport Rd, Carlsbad, CA 92011Directions
- Carlsbad Village Branch675 Carlsbad Village Dr, Carlsbad, CA 92008Directions
- Chula Vista Branch444 Third Ave, Chula Vista, CA 91910Directions
- Del Mar Branch2775 Via De La Valle, Del Mar, CA 92014Directions
- El Cajon Branch1024 Graves Ave, El Cajon, CA 92021Directions
- Encinitas Branch135 Saxony Rd, Encinitas, CA 92024Directions
- Escondido Branch150 N Quince St, Escondido, CA 92025Directions
- Golden Triangle Branch4250 Executive Sq, La Jolla, CA 92037Directions
- La Jolla Branch1127 Wall St, La Jolla, CA 92037Directions
- La Mesa Branch5500 Grossmont Center Dr, La Mesa, CA 91942Directions
- Rancho San Diego Branch3787 Avocado Blvd, La Mesa, CA 91941Directions
- City Heights Branch4305 University Ave, San Diego, CA 92105Directions
- Hillcrest Branch3737 5th Ave, San Diego, CA 92103Directions
- Kearny Mesa Branch9005 Complex Dr, San Diego, CA 92123Directions
- Mission Gorge Branch6313 Mission Gorge Rd, San Diego, CA 92120Directions
- Rancho Bernardo Branch16796 Bernardo Center Dr, San Diego, CA 92128Directions
- San Diego Branch525 B St, San Diego, CA 92101Directions
- Scripps Poway Branch10605 Scripps Poway Pkwy, San Diego, CA 92131Directions
- San Marcos Branch978 W San Marcos Blvd, San Marcos, CA 92078Directions
- Valley Center Branch29124 Valley Center Rd, Valley Center, CA 92082Directions
Riverside area · 10
- Chino Branch5455 Riverside Dr, Chino, CA 91710Directions
- Crestline Branch23840 Lake Dr, Crestline, CA 92325Directions
- Indio Main Branch80250 Us Highway 111 Spc C101, Indio, CA 92201Directions
- Indio North Branch82900 Avenue 42, Indio, CA 92203Directions
- Lake Arrowhead Branch28200 State Highway 189, Lake Arrowhead, CA 92352Directions
- 42nd & Washington Branch42035 Washington St, Palm Desert, CA 92211Directions
- I-10 & Washington Branch39580 Washington St, Palm Desert, CA 92211Directions
- Palm Desert Branch73000 Highway 111, Palm Desert, CA 92260Directions
- Rancho Cucamonga Branch9590 Foothill Blvd, Rancho Cucamonga, CA 91730Directions
- Temecula Valley Branch41615 Winchester Rd, Temecula, CA 92590Directions
San Francisco area · 9
- Albany Branch1451 Solano Ave, Albany, CA 94706Directions
- Fremont Branch39315 Fremont Blvd, Fremont, CA 94538Directions
- Millbrae Branch300 Broadway, Millbrae, CA 94030Directions
- Oakland Branch400 Thomas L Berkley Way, Oakland, CA 94612Directions
- Geary Branch5255 Geary Blvd, San Francisco, CA 94118Directions
- Japan Town Branch1696 Post St, San Francisco, CA 94115Directions
- San Francisco Main100 Pine St, San Francisco, CA 94111Directions
- San Mateo Branch1690 S El Camino Real, San Mateo, CA 94402Directions
- Walnut Creek Branch1277 Treat Blvd, Walnut Creek, CA 94597Directions
San Jose area · 3
- Cupertino Branch20541 Stevens Creek Blvd, Cupertino, CA 95014Directions
- Mountain View Branch1040 Grant Road, Mountain View, CA 94040Directions
- San Jose Main515 N 1st St, San Jose, CA 95112Directions
Fresno area · 2
- Fresno Main Branch7060 N Fresno St, Fresno, CA 93720Directions
- Palm Office5240 N Palm Ave, Fresno, CA 93704Directions
Sacramento area · 2
- Sacramento Main Branch520 Capitol Mall, Sacramento, CA 95814Directions
- South Land Park Branch7201 S Land Park Dr, Sacramento, CA 95831Directions
Bakersfield area · 1
- Frazier Park Branch3150 San Carlos Trail, Frazier Park, CA 93225Directions
Oxnard area · 1
- Oxnard Branch365 E Esplanade Dr, Oxnard, CA 93036Directions
Texas
77 branchesArizona
56 branchesNevada
43 branchesColorado
33 branchesIdaho
25 branchesWashington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.