Bank · FDIC insured
Zions Bank
A $89B bank, the 35th largest of 4,207, headquartered in Salt Lake City, UT, with 408 branches in 11 states. Best rates: CDs 3.05% and savings 0.02% APY.
Zions Bank Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#99 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Zions Bank
- Headquarters
- 1 S Main St, Salt Lake City, UT 84133
- FDIC certificate
- 2270 ↗
Branches
408 branches in 11 states
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Utah
92 branchesCalifornia
77 branchesTexas
77 branchesArizona
56 branches
Phoenix area · 18
- Buckeye Branch219 N 4th St, Buckeye, AZ 85326Directions
- Carefree Branch7202 E Carefree Dr, Carefree, AZ 85377Directions
- Casa Grande Branch1005 North Promenade Parkway, Casa Grande, AZ 85194Directions
- Florence Branch25 North Main Street, Florence, AZ 85132Directions
- San Tan Branch1952 E Pecos Rd, Gilbert, AZ 85295Directions
- Cornerstone & Camelback Branch9878 W Camelback Rd, Glendale, AZ 85305Directions
- Goodyear Branch13289 W Mcdowell Rd, Goodyear, AZ 85395Directions
- East Mesa Branch5555 E Main St, Mesa, AZ 85205Directions
- Gilbert And Southern Branch1322 S Gilbert Rd, Mesa, AZ 85204Directions
- Mesa Main Branch1119 W Southern Ave, Mesa, AZ 85210Directions
- Biltmore Branch6001 N 24th St, Phoenix, AZ 85016Directions
- Camelback Branch4040 E Camelback Rd, Phoenix, AZ 85018Directions
- Central Branch2929 N Central Ave, Phoenix, AZ 85012Directions
- Deer Valley Branch20428 N 27th Ave, Phoenix, AZ 85027Directions
- Scottsdale 101 Branch7000 E Mayo Blvd, Phoenix, AZ 85054Directions
- Gainey Ranch Branch7375 E Doubletree Ranch Rd, Scottsdale, AZ 85258Directions
- Tempe Branch1400 E Southern Ave, Tempe, AZ 85282Directions
- Wickenburg Branch540 W Wickenburg Way, Wickenburg, AZ 85390Directions
Tucson area · 7
- Ajo Branch101 W La Mina Ave, Ajo, AZ 85321Directions
- Marana Branch13808 N Sandario Rd, Marana, AZ 85653Directions
- Oro Valley Branch7601 N Oracle Rd, Oro Valley, AZ 85704Directions
- Downtown Tucson Branch20 S Stone Ave, Tucson, AZ 85701Directions
- River & Campbell Branch1985 E River Rd, Tucson, AZ 85718Directions
- Riverside Crossing Branch5360 N La Cholla Blvd, Tucson, AZ 85741Directions
- Wilmot Br335 N Wilmot Rd, Tucson, AZ 85711Directions
Prescott Valley area · 7
- Camp Verde Branch563 W Finnie Flat Rd, Camp Verde, AZ 86322Directions
- Chino Valley Branch481 S Highway 89, Chino Valley, AZ 86323Directions
- Cottonwood Branch1 E Highway 89a, Cottonwood, AZ 86326Directions
- Prescott Downtown Branch162 S Montezuma St, Prescott, AZ 86303Directions
- Willow Creek1500 Willow Creek Rd, Prescott, AZ 86301Directions
- Prescott Valley Branch2825 N Glassford Hill Rd, Prescott Valley, AZ 86314Directions
- Sedona Branch1470 W Highway 89a, Sedona, AZ 86336Directions
Flagstaff area · 4
- East Flagstaff Branch2638 E Route 66, Flagstaff, AZ 86004Directions
- Flagstaff Branch211 N Leroux St, Flagstaff, AZ 86001Directions
- Page Branch58 S Lake Powell Blvd, Page, AZ 86040Directions
- Williams Branch314 W Route 66, Williams, AZ 86046Directions
Show Low area · 4
- Heber-Overgaard Branch2940 Arizona Highway 260, Overgaard, AZ 85933Directions
- Pinetop Branch1820 E White Mountain Blvd, Pinetop, AZ 85935Directions
- Show Low Branch1400 E Woolford Rd, Show Low, AZ 85901Directions
- Snowflake Branch1290 S Main St, Snowflake, AZ 85937Directions
Sierra Vista area · 3
- Benson Branch625 W 4th St, Benson, AZ 85602Directions
- Bisbee Branch1163 S Naco Hwy, Bisbee, AZ 85603Directions
- Sierra Vista Branch25 S Highway 92, Sierra Vista, AZ 85635Directions
Lake Havasu City area · 3
- Bullhead City Branch1979 Highway 95, Bullhead City, AZ 86442Directions
- Kingman Branch3825 N Stockton Hill Rd, Kingman, AZ 86409Directions
- Lake Havasu Branch1041 Lake Havasu Ave N, Lake Havasu City, AZ 86403Directions
Yuma area · 3
- Wellton Branch28801 E Los Angeles Ave, Wellton, AZ 85356Directions
- Yuma Foothills Branch11031 E 40th St, Yuma, AZ 85367Directions
- Yuma Regional Branch538 E 16th St, Yuma, AZ 85365Directions
Eagar area · 1
- Round Valley Br90 W Central Ave, Eagar, AZ 85925Directions
Morenci area · 1
- Morenci Branch24 Plaza Loop, Morenci, AZ 85540Directions
Parker area · 1
- Parker Branch1001 S Eagle Ave, Parker, AZ 85344Directions
Payson area · 1
- Payson Office804 S Beeline Hwy, Payson, AZ 85541Directions
Safford area · 1
- Safford Branch426 W 5th St, Safford, AZ 85546Directions
Nogales area · 1
- Sonoita Branch3166 Highway 83, Sonoita, AZ 85637Directions
St. Johns area · 1
- St Johns Branch860 W Cleveland, St. Johns, AZ 85936Directions
Nevada
43 branchesColorado
33 branchesIdaho
25 branchesWashington
2 branchesNew Mexico
1 branchOregon
1 branchWyoming
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.43% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.47% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $82 | $85 | — |
- CapitalLeverage ratio9.43%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$82Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Zions Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.