Credit union · NCUA insured
Impact Credit Union Credit Card Rates
Impact Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Impact Credit Union’s credit card rates compare
Compared with banks and credit unions near Findlay, OH, where Impact Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Impact Credit Union
9.99%APR
- Annual fee
- None
- Up to
- —
VISA Platinum Credit Card
2nd-lowest rate
Millstream Area Credit Union
13.75%APR
- Annual fee
- None
- Up to
- 18.75% APR
3rd-lowest rate
USX Federal Credit Union
17.90%APR
- Annual fee
- $50
- Up to
- —
Impact Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Impact Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
No annual fees, no balance transfer fees, and no cash advance fees. Subject to membership eligibility, credit approval, and rate availability.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed rate APR. Rates are as low as stated. No annual fees, no balance transfer fees, and no cash advance fees. Subject to credit approval and membership eligibility. |
Sources (3)
All captured Oct 6, 2026
Who can join Impact Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Sandusky, Seneca, Hancock, and Wood counties.
Membership information collected October 5, 2026.