Credit union · NCUA insured
WyHy Federal Credit Union Credit Card Rates
WyHy Federal Credit Union credit cards start at 12.15% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How WyHy Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Rock Springs, WY, where WyHy Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
WyHy Federal Credit Union
12.15%APR
- Annual fee
- None
- Up to
- —
VISA Platinum
2nd-lowest rate
Wells Fargo
17.74%APR
- Annual fee
- None
- Up to
- 28.49% APR
3rd-lowest rate
BMO
18.49%APR
- Annual fee
- $95
- Up to
- 27.49% APR
WyHy Federal Credit Union credit card score
71
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WyHy Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum
Variable rate subject to change based on changes in the Prime Rate. Rates 'as low as' dependent on creditworthiness. Requires WyHy membership ($10.00 initial deposit with $5.00 retained as membership fee).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.15% | None | — |
| Intro, 12 months | 0.00% | None | 0% APR applies for 12 months on balance transfers. 3% balance transfer fee applies. |
VISA Platinum Cash +
Variable rate subject to change based on changes in the Prime Rate. Rates 'as low as' dependent on creditworthiness. Requires WyHy membership ($10.00 initial deposit with $5.00 retained as membership fee).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.15% | None | — |
| Intro, 12 months | 0.00% | None | 0% APR applies for 12 months on balance transfers. 3% balance transfer fee applies. |
Who can join WyHy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in the State of Wyoming.
Cost to join
- New members can get started with a $10 deposit.
Membership information collected October 4, 2026.