Credit union · NCUA insured
WyHy Federal Credit Union Auto Loan Rates
WyHy Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How WyHy Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Rock Springs, WY, where WyHy Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WyHy Federal Credit Union
5.24%APR
- Terms
- 24–84 months
New & Used Auto Loans
Lowest rate
Trona Valley Federal Credit Union
4.49%APR
- Terms
- —
WyHy Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WyHy Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Membership eligibility required ($10 initial deposit, $5 membership fee). Rates as low as dependent on creditworthiness, loan to value, cash out selection, Auto Pay, and/or SmartPoints discounts. Terms available from 24 to 84 months. No early payoff penalties. No payments for up to 45 days.
| Terms | APR | Conditions |
|---|---|---|
| 24–84 months | 5.24% | Rates 'as low as' dependent on creditworthiness, LTV, Auto Pay, and/or SmartPoints discounts. Example: $10,000 at 3.15% APR for 36 months is $291.48/mo. Repayment terms 24 to 84 months. |
Sources (3)
- wyhy.org/digital/resources/rates
- wyhy.org/lending/auto-and-rv/new-and-used-autos
- wyhy.org/lending/vehicle-loan-center
All captured Oct 22, 2026
Who can join WyHy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in the State of Wyoming.
Cost to join
- New members can get started with a $10 deposit.
Membership information collected October 4, 2026.