Bank · FDIC insured
Wilmington Savings Bank Savings Rates
Wilmington Savings Bank’s best savings rate is 0.30% APY on $10,000, with its Premier Money Market. Rates checked October 16, 2026.
How Wilmington Savings Bank’s savings rates compare
Compared with banks and credit unions near Wilmington, OH, where Wilmington Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Wilmington Savings Bank
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Premier Money Market
Top rate
First State Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $300
2nd-highest rate
Wright-Patt Credit Union
2.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $250
Wilmington Savings Bank savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wilmington Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyers Plus Savings Account
6.18%APY
Must be an Ohio resident at least 18 years old with primary residence in Ohio. Proceeds must be used toward down payment or closing costs of an Ohio home purchase within five years. Maximum balance of $100,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $100,000Must maintain a minimum balance of $100.00 to obtain stated APY; maximum balance $100,000. Proceed must be used within five years.$100 – $100,000 | 6.18% | $618 | Must maintain a minimum balance of $100.00 to obtain stated APY; maximum balance $100,000. Proceed must be used within five years. |
Sources (1)
- wilmingtonsavings.com · captured Oct 6, 2026
Premier Money Market
0.30%APY
Minimum monthly balance of $100 to avoid $10 monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. | 0.15% | — | Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. |
| $2,500 – $10,000Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. | 0.20% | — | Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. |
| $10,000 – $25,000Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. | 0.30% | $30 | Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. |
| $25,000 and upMaintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. | 0.45% | — | Maintain minimum monthly balance of $100 at monthly statement to avoid monthly service charge. |
Sources (1)
- wilmingtonsavings.com/personal/personal-accounts · captured Oct 6, 2026
Simple Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly service charge of $5 is avoided if $100 minimum monthly balance is maintained at monthly statement. Minimum average balance to obtain APY is $100.$100 and up | 0.15% | $15 | Monthly service charge of $5 is avoided if $100 minimum monthly balance is maintained at monthly statement. Minimum average balance to obtain APY is $100. |
Sources (1)
- wilmingtonsavings.com/personal/personal-accounts · captured Oct 6, 2026
Special-purpose accounts
Health Savings Account
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- wilmingtonsavings.com/personal/iras · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.