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Credit union · NCUA insured

Wilmington Police and Fire Federal Credit Union Auto Loan Rates

Wilmington Police and Fire Federal Credit Union auto loans start at 7.24% for a used one. Rates checked October 22, 2026.

How Wilmington Police and Fire Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Wilmington Police and Fire Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Wilmington Police and Fire Federal Credit Union

    – –

    Terms
    —
    Up to
    —
    Discount
    —

    No ongoing APR published

  • Lowest rate

    GE Credit Union

    3.99%APR

    Terms
    up to 60 months
    Up to
    —
    Discount
    Included in the rate

    GE Credit Union rates

  • Top Carrot, Carrot Score 94

    2nd-lowest rate

    American Airlines Federal Credit Union

    4.09%APR

    Terms
    37–60 months
    Up to
    13.14% APR
    Discount
    None included

    American Airlines Federal Credit Union rates

Compare auto loan rates near you →

Wilmington Police and Fire Federal Credit Union auto loan score

61

Auto loan score

Higher than 4% of U.S. banks and credit unions

By vehicle
  • Used vehicleUsed7.24%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Wilmington Police and Fire Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Wilmington Police and Fire Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Wilmington Police and Fire FCU employees are eligible for membership.

Military, government and schools

  • City of Wilmington Employees are eligible for membership.
  • Current City of Wilmington Fire Fighters are eligible for membership.
  • Current Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
  • Current City of Wilmington Police Officers are eligible for membership.
  • Current Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.
9 more ways to join

Military, government and schools

  • Retired Wilmington Fire Fighters are eligible for membership.
  • Retired Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
  • Retired Wilmington Police Officers are eligible for membership.
  • Retired Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.

Family and household

  • Immediate family members of Wilmington Police and Fire FCU employees are eligible for membership.
  • Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren, nieces, nephews, cousins) of Wilmington Police and Fire FCU members are eligible for membership.
  • Spouses of persons who died while within the field of membership are eligible for membership.

Other ways

  • City of Wilmington Fire Department Organizations or Affiliates are eligible for membership.
  • City of Wilmington Police Department Organizations or Affiliates are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Wilmington Police and Fire Federal Credit Union overview