Credit union · NCUA insured
Whitewater Community Credit Union Auto Loan Rates
Whitewater Community Credit Union auto loans start at 4.65% APR for a new vehicle. Rates checked October 16, 2026.
How Whitewater Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Whitewater Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Whitewater Community Credit Union
4.65%APR
- Terms
- up to 63 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
- Discount
- None included
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Whitewater Community Credit Union auto loan score
78
Auto loan score
Higher than 47% of U.S. banks and credit unions
- New vehicleNew4.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Whitewater Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates vary based on credit history and model year. Terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 4.65% | Requires 710 or higher credit score and model year 2022 and newer. Rate reflects a 0.50% off regular rate of 4.99% for doing all banking with us. Based on financing $25,000 for 63 months. $99 processing fee included in APR calculation. Rates as low as 4.49% interest rate. |
Who can join Whitewater Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to the residents and businesses of Harrison, Ohio.
Cost to join
- Opening an account requires bringing at least $5 and two valid forms of ID in person.
Membership information collected October 5, 2026.