Credit union · NCUA insured
Wexford Community Credit Union Savings Rates
Wexford Community Credit Union’s best savings rate is 0.05% APY on $10,000, with its Other Savings Account. Rates checked October 16, 2026.
How Wexford Community Credit Union’s savings rates compare
Compared with banks and credit unions near Cadillac, MI, where Wexford Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wexford Community Credit Union
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Other Savings Account
Top rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Wexford Community Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wexford Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Other Savings Account
0.05%APY
May be used to save for specific purposes (e.g., Cadillac Savings Account suffix 006, Mitchell Account suffix 010, Other Savings suffix 003). Up to 6 sub-savings accounts allowed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100.00. Interest is paid quarterly.$100 and up | 0.05% | $5 | Minimum balance to earn interest is $100.00. Interest is paid quarterly. |
Sources (1)
- wexccu.com/bank/saving/regular-shares · captured Oct 7, 2026
Regular Share / Savings Account
0.05%APY
Requires $5.00 minimum share deposit to join and remain a member. Variable rate may change quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum balance required to earn quarterly interest. Dividend rate and APY may change quarterly.$100 and up | 0.05% | $5 | $100.00 minimum balance required to earn quarterly interest. Dividend rate and APY may change quarterly. |
Sources (1)
- wexccu.com/bank/saving/regular-shares · captured Oct 7, 2026
Special-purpose accounts
Christmas Club Account
0.25%APY
Interest is paid annually on October 31 and funds transfer automatically to Regular Share Savings Account on November 1. Maximum balance of $5,000. $5.00 service fee for each early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Interest paid annually. Interest Rate: 0.25% APY as declared by Board of Directors. $5.00 early withdrawal fee.Up to $5,000 | 0.25% | — | Interest paid annually. Interest Rate: 0.25% APY as declared by Board of Directors. $5.00 early withdrawal fee. |
Sources (1)
- wexccu.com/bank/saving/christmas-club-account · captured Oct 7, 2026
Who can join Wexford Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are educated in Wexford, Missaukee, or Osceola counties are eligible for membership.
Family and household
- Immediate family members of current WCCU members are eligible to join.
Cost to join
- A $5.00 minimum deposit into a Regular Share (Savings) Account is required to establish and maintain membership.
Membership information collected October 5, 2026.