Credit union · NCUA insured
Wexford Community Credit Union Credit Card Rates
Wexford Community Credit Union credit card rates start at 5.00% APR. Rates checked October 16, 2026.
How Wexford Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Cadillac, MI, where Wexford Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wexford Community Credit Union
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
West Michigan Credit Union
11.00%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Horizon Bank
19.24%APR
- Annual fee
- $99
- Up to
- 28.24% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA
Share-secured credit card offered to build or repair credit, including as part of the Stepping Stone Loan Program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.00% | None | Credit Builder Products schedule. 24 month revolving term. Rate is as low as stated and based on credit evaluation. |
Sources (2)
All captured Oct 7, 2026
WCCU Platinum Preferred VISA
Serviced locally; requires completed VISA application and proof of income (paycheck stub, W-2, or 2 years tax returns). ScoreCard Rewards program included. Payments due on the 15th of every month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Open Season VISA Special: 1.9% APR for 6 months from the date of the first qualifying purchase on qualifying purchases made at Dunham's, Jay's Sporting Goods, Dick's Sporting Goods, Sportsman's Warehouse, and Bass Pro Shops. Valid from 10/01/26 to 12/31/26. After 6 months, reverts to standard purchase APR (8.25% to 18.00%). No retroactive interest. |
| Intro, 6 months | 2.99% | None | 2.99% APR on balance transfers for the first 6 billing cycles when consolidating credit card balances. Transfer fee is 2% of the balance transferred. After 6 billing cycles, reverts to approved card rate / cash advance APR (regularly between 8.25% to 18% APR). Availability based on creditworthiness. |
| Ongoing | 8.25%–18.00% | None | Standard variable APR range based on individual credit history and underwriting factors. 25-day grace period on purchases. No annual fee, no application fee. |
Sources (1)
- wexccu.com/borrow/loans/wccu-visa · captured Oct 16, 2026
Who can join Wexford Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are educated in Wexford, Missaukee, or Osceola counties are eligible for membership.
Family and household
- Immediate family members of current WCCU members are eligible to join.
Cost to join
- A $5.00 minimum deposit into a Regular Share (Savings) Account is required to establish and maintain membership.
Membership information collected October 5, 2026.