Credit union · NCUA insured
Western Vista Federal Credit Union Credit Card Rates
Western Vista Federal Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Western Vista Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cheyenne, WY, where Western Vista Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Western Vista Federal Credit Union
10.50%APR
- Up to
- —
VISA Platinum
Lowest rate
First Education Federal Credit Union
8.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Pinnacle Bank
9.99%APR
- Up to
- —
Western Vista Federal Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Western Vista Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum
Subject to approval. Low monthly payment of 2.5% of the outstanding balance or $10, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Adjustable rate; rate as low as 10.5% APR. No annual membership fee. |
VISA Rewards
Subject to approval. Low monthly payment of 2.5% of the outstanding balance or $10, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | Adjustable rate; rate as low as 11.5% APR. No annual membership fee. Earn 1 point for every dollar spent. |
Who can join Western Vista Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals living outside the general service area can qualify for membership by making a small contribution to Western Vista's charitable foundation.
Where you live or work
- Membership is open to individuals who live, work, or worship in the communities served by Western Vista.
Family and household
- Immediate family members of an existing member are eligible to join.
Cost to join
- New members must make a $25 deposit into a primary savings account to purchase a share in the credit union.
Membership information collected October 4, 2026.