Credit union · NCUA insured
First Education Federal Credit Union Credit Card Rates
Top CarrotFirst Education Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Education Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cheyenne, WY, where First Education Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Education Federal Credit Union
8.99%APR
- Up to
- 16.99% APR
Visa Platinum
2nd-lowest rate
Pinnacle Bank
9.99%APR
- Up to
- —
3rd-lowest rate
Western Vista Federal Credit Union
10.50%APR
- Up to
- —
First Education Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Education Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–16.99% | None | Grace period for purchases: 25 days; Minimum finance charge: $0.01; Balance computation method: Average Daily Balance (including new purchases); Final rate determined by credit rating, collateral value, and loan term; Cash Advance APR equals Purchase APR |
| Intro, 6 months | 3.99% | None | Promotional rate as low as 3.99% and $0 fees on balance transfers for six full months; available to new and existing cardholders (existing cardholders must increase credit limit by $1,000 to qualify) |
Sources (3)
- firstedfcu.com/services/credit-card-holiday-promotion
- firstedfcu.com/borrow/credit-card
- firstedfcu.com/borrow/current-rates-loans
All captured Oct 3, 2026
Who can join First Education Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, goes to school, or worships in Laramie County, WY.
Family and household
- Membership is open to individuals who have family members who live, work, go to school, or worship in Laramie County, WY.
Cost to join
- Opening an account requires an initial deposit of at least $5 and an ID.
Membership information collected October 4, 2026.