Credit union · NCUA insured
Western Vista Federal Credit Union Auto Loan Rates
Western Vista Federal Credit Union auto loans start at 5.35% APR for a new vehicle and 5.35% for a used one. Rates checked October 22, 2026.
How Western Vista Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cheyenne, WY, where Western Vista Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Western Vista Federal Credit Union
5.35%APR
- Terms
- 24–84 months
- Up to
- —
- Discount
- None included
Automobiles
Lowest rate
First Education Federal Credit Union
4.49%APR
- Terms
- 48–84 months
- Up to
- 15.49% APR
- Discount
- None included
2nd-lowest rate
Meridian Trust Federal Credit Union
4.74%APR
- Terms
- up to 96 months
- Up to
- —
- Discount
- Included in the rate
Western Vista Federal Credit Union auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew5.35%
- Used vehicleUsed5.35%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Western Vista Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobiles
Membership required. Rates subject to change.
| Terms | APR | Conditions |
|---|---|---|
| 24–84 months | 5.35% | Vehicle Year: 2023 and Newer. Rate as low as 5.35% APR. |
| 24–75 months | 5.50% | Vehicle Year: 2019-2022. Rate as low as 5.5% APR. |
| 23–60 months | 7.10% | Vehicle Year: 2016-2018. Rate as low as 7.1% APR. |
Who can join Western Vista Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals living outside the general service area can qualify for membership by making a small contribution to Western Vista's charitable foundation.
Where you live or work
- Membership is open to individuals who live, work, or worship in the communities served by Western Vista.
Family and household
- Immediate family members of an existing member are eligible to join.
Cost to join
- New members must make a $25 deposit into a primary savings account to purchase a share in the credit union.
Membership information collected October 4, 2026.