Credit union · NCUA insured
Westchester Schools FCU Credit Card Rates
Westchester Schools FCU credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Westchester Schools FCU’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Westchester Schools FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Westchester Schools FCU
11.90%APR
Visa Classic Credit Card
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Westchester Schools FCU credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westchester Schools FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Purchases; periodic rate of 0.99% per month; 25-day grace period; average daily balance including new purchases |
| Ongoing | 13.50% | None | Cash Advances; periodic rate of 1.13% per month; 25-day grace period |
Sources (1)
- westchesterschoolsfcu.org/credit-card-application · captured Oct 7, 2026
Who can join Westchester Schools FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.