Credit union · NCUA insured
WCLA Credit Union Auto Loan Rates
WCLA Credit Union auto loans start at 5.75% APR for a new vehicle and 6.50% for a used one. Rates checked October 22, 2026.
How WCLA Credit Union’s auto loan rates compare
Compared with banks and credit unions near Olympia, WA, where WCLA Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WCLA Credit Union
5.75%APR
- Terms
- —
Automobiles
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Our Community CU
4.49%APR
- Terms
- up to 60 months
WCLA Credit Union auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WCLA Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobiles
Rates may vary depending on each individual’s credit history and underwriting factors. All loans subject to approval. Call for additional terms and details.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.75% | New vehicles. Starting as low as rate. |
| — | 6.50% | Used vehicles. Starting as low as rate. |
Who can join WCLA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to loggers and all persons and organizations/companies (including owners and employees) engaged in forestry, timber, wood products, or related activities.
Family and household
- Membership is open to families of company owners and employees in eligible forestry and related activities.
Cost to join
- Joining requires opening a savings account with a $5 deposit.
Membership information collected October 4, 2026.