Credit union · NCUA insured
WBH Federal Credit Union CD Rates
WBH Federal Credit Union’s best CD rate is 3.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How WBH Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Paducah, KY-IL, where WBH Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WBH Federal Credit Union
3.00%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $609
Share Certificates
Top rate
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
WBH Federal Credit Union CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo2.85%
- 16–30 months16–30 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WBH Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.00%APY · 3 terms
Dividends paid quarterly; monthly checks upon request. All members must have a regular savings account and maintain a minimum balance of $5.00 to remain a member.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 12 months | 2.85% | $285 |
| 24 months | 3.00% | $609 |
Special-purpose accounts
IRA Share Certificates
Up to 3.00%APY · 3 terms
Includes Traditional, Roth, and Coverdell IRA Certificates. All members must have a regular savings account and maintain a minimum balance of $5.00 to remain a member.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 12 months | 2.85% | $285 |
| 24 months | 3.00% | $609 |
Who can join WBH Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.