Credit union · NCUA insured
WBH Federal Credit Union Auto Loan Rates
WBH Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How WBH Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Paducah, KY-IL, where WBH Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
WBH Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- 15.50% APR
Auto Loan 2021-2024
Lowest rate
Signet Federal Credit Union
3.30%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
C-Plant Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 14.49% APR
WBH Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WBH Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan 2016 - Older
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.75%–17.00% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Auto Loan 2017-2020
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75%–16.50% | APR is based on credit score. |
| up to 60 months | 6.00%–16.50% | APR is based on credit score. |
| up to 72 months | 6.50%–16.50% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Auto Loan 2021-2024
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75%–15.00% | APR is based on credit score. |
| up to 60 months | 5.00%–15.50% | APR is based on credit score. |
| up to 72 months | 5.25%–16.00% | APR is based on credit score. |
| up to 84 months | 5.50%–9.00% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Motorcycles 2016 - Older
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.50%–17.50% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Motorcycles 2017-2020
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.00%–17.25% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Motorcycles 2021-2024
Rates are based on credit score. Minimum monthly payment is $25.00. A lien filing fee applies for any advance taking a security interest in collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.25%–16.00% | APR is based on credit score. |
| up to 60 months | 8.75%–16.50% | APR is based on credit score. |
Sources (1)
- wbhfcu.com/rates.php · captured Oct 7, 2026
Who can join WBH Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.