Credit union · NCUA insured
Chief Financial Credit Union Auto Loan Rates
Top CarrotChief Financial Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Chief Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Chief Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
Auto Loans
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Extra Credit Union
4.07%APR
- Terms
- up to 96 months
- Discount
- None included
Chief Financial Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chief Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates based on creditworthiness. Rates subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | For model years 2025 and newer. Rates based on creditworthiness. |
| — | 5.49% | For model years 2024–2017. Rates based on creditworthiness. |
| — | 8.49% | For model years 2016 and older. Rates based on creditworthiness. |
Sources (3)
All captured Oct 16, 2026
Motorcycle Loans
Rates based on creditworthiness. Rates subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | For model years 2025 and newer. Rates based on creditworthiness. |
| — | 10.24% | For model years 2016 and older. Rates based on creditworthiness. |
Sources (1)
- chiefonline.com/rates · captured Oct 16, 2026
Who can join Chief Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.