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Credit union · NCUA insured

Chief Financial Credit Union Auto Loan Rates

Top Carrot, Carrot Score 98Top Carrot

Chief Financial Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.

How Chief Financial Credit Union’s auto loan rates compare

Compared with banks and credit unions near Detroit, MI, where Chief Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 98

    This credit union’s lowest

    Chief Financial Credit Union

    3.99%APR

    Terms
    —
    Discount
    None included

    Auto Loans

  • 2nd-lowest rate

    FreeStar Financial Credit Union

    3.99%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    FreeStar Financial Credit Union rates

  • Top Carrot, Carrot Score 96

    3rd-lowest rate

    Extra Credit Union

    4.07%APR

    Terms
    up to 96 months
    Discount
    None included

    Extra Credit Union rates

Compare auto loan rates near you →

Chief Financial Credit Union auto loan score

94

Auto loan score

Higher than 96% of U.S. banks and credit unions

By vehicle
  • New vehicleNew3.99%
  • Used vehicleUsed3.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Chief Financial Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Chief Financial Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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