Credit union · NCUA insured
Victoria City-County Employees FCU CD Rates
Victoria City-County Employees FCU’s best CD rate is 3.44% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Victoria City-County Employees FCU’s CD rates compare
Compared with banks and credit unions near Victoria, TX, where Victoria City-County Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Victoria City-County Employees FCU
3.44%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $344
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Victoria City-County Employees FCU CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.14%
- 9–15 months9–15 mo3.44%
- 16–30 months16–30 mo3.18%
- QualifiedQualified3.44%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Victoria City-County Employees FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.44%APY · 3 terms
All Share Certificates are compounded and paid monthly. Penalties may apply for early withdrawal of Share Certificate deposits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty for maturity of 3-12 months is 90 days interest (applies to amount withdrawn). Compounded and paid monthly | 3.14% | $156 |
| 12 monthsEarly withdrawal penalty for maturity of 3-12 months is 90 days interest (applies to amount withdrawn). Compounded and paid monthly | 3.44% | $344 |
| 24 monthsEarly withdrawal penalty for maturity of 13-24 months is 180 days interest (applies to amount withdrawn). Compounded and paid monthly | 3.18% | $646 |
Sources (1)
- vccefcu.org/services-rates · captured Oct 16, 2026
Who can join Victoria City-County Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Citizens Medical Center are eligible for membership.
- Employees of Jackson County Hospital are eligible for membership.
Military, government and schools
- Employees of the City of Edna are eligible for membership.
- Employees of the City of Goliad are eligible for membership.
- Employees of Goliad County are eligible for membership.
- Employees of Jackson County are eligible for membership.
5 more ways to join
Military, government and schools
- Employees of Texas Alcoholic Beverage Commission who work in or are supervised from Victoria, TX are eligible for membership.
- Employees of Victoria City are eligible for membership.
- Employees of Victoria County are eligible for membership.
Family and household
- Members of the immediate family of an established member can join the credit union.
Other ways
- Persons retired as pensioners or annuitants from qualifying employer groups are eligible for membership.
Membership information collected October 5, 2026.