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Credit union · NCUA insured

Victoria City-County Employees FCU Auto Loan Rates

Victoria City-County Employees FCU auto loans start at 3.54% APR for a new vehicle and 3.54% for a used one. Rates checked October 16, 2026.

How Victoria City-County Employees FCU’s auto loan rates compare

Compared with banks and credit unions near Victoria, TX, where Victoria City-County Employees FCU has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Victoria City-County Employees FCU

    3.54%APR

    Terms
    36–72 months
    Up to
    18.00% APR
    Discount
    None included

    New & Used Auto Loans

  • 2nd-lowest rate

    Frost Bank

    5.64%APR

    Terms
    up to 72 months
    Up to
    —
    Discount
    None included

    Frost Bank rates

  • 3rd-lowest rate

    TDECU

    6.10%APR

    Terms
    48–84 months
    Up to
    —
    Discount
    Included in the rate

    TDECU rates

Compare auto loan rates near you →

Victoria City-County Employees FCU auto loan score

98

Auto loan score

Higher than 99% of U.S. banks and credit unions

By vehicle
  • New vehicleNew3.54%
  • Used vehicleUsed3.54%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Victoria City-County Employees FCU ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Victoria City-County Employees FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Citizens Medical Center are eligible for membership.
  • Employees of Jackson County Hospital are eligible for membership.

Military, government and schools

  • Employees of the City of Edna are eligible for membership.
  • Employees of the City of Goliad are eligible for membership.
  • Employees of Goliad County are eligible for membership.
  • Employees of Jackson County are eligible for membership.
5 more ways to join

Military, government and schools

  • Employees of Texas Alcoholic Beverage Commission who work in or are supervised from Victoria, TX are eligible for membership.
  • Employees of Victoria City are eligible for membership.
  • Employees of Victoria County are eligible for membership.

Family and household

  • Members of the immediate family of an established member can join the credit union.

Other ways

  • Persons retired as pensioners or annuitants from qualifying employer groups are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Victoria City-County Employees FCU overview