Credit union · NCUA insured
Veridian Credit Union Credit Card Rates
Veridian Credit Union credit card rates start at 11.90% APR. Rates checked October 5, 2026.
How Veridian Credit Union’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Veridian Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Veridian Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Credit Card
Rate is variable, determined by adding 4.9% to 15.9% to the Prime Rate (range 11.90% to 24.99%, maximum 24.99%). Can be secured by savings account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for new accounts opened on or after June 1, 2026. Applies for first 6 months. Cash advances and balance transfers not eligible. |
| Ongoing | 11.90% | None | Variable APR as low as 11.90% based on creditworthiness, determined by Prime Rate + margin. Applies to purchases after introductory period. |
Sources (3)
- veridiancu.org/personal/borrow/credit-cards
- veridiancu.org/personal/borrow/credit-cards/platinum
- veridiancu.org/rates/loan-rates/credit-card
All captured Oct 5, 2026
Visa® Platinum Rewards Credit Card
Rate is variable, determined by adding 4.9% to 15.9% to the Prime Rate (range 11.90% to 24.99%, maximum 24.99%). Can be secured by savings account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR on purchases for new accounts opened on or after June 1, 2026. Applies for first 6 months. Cash advances and balance transfers not eligible. |
| Ongoing | 13.90% | None | Variable APR as low as 13.90% based on creditworthiness, determined by Prime Rate + margin. Applies to purchases after introductory period. |
Sources (3)
- veridiancu.org/personal/borrow/credit-cards
- veridiancu.org/personal/borrow/credit-cards/rewards
- veridiancu.org/rates/loan-rates/credit-card
All captured Oct 5, 2026
Visa® Signature Credit Card
Minimum credit limit is $5,000. Rate is variable, determined by adding 4.9% to 15.9% to the Prime Rate (range 11.90% to 24.99%, maximum 24.99%). Cash back rate of 2% requires Loyalty Program enrollment (Digital Statements and Notices plus direct deposit or 10 qualifying checking transactions/month); standard rate is 1.5%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Variable APR as low as 17.90% based on creditworthiness, determined by adding 4.9% to 15.9% to Prime Rate. |
Sources (3)
- veridiancu.org/personal/borrow/credit-cards
- veridiancu.org/personal/borrow/credit-cards/signature
- veridiancu.org/rates/loan-rates/credit-card
All captured Oct 5, 2026
Who can join Veridian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.