Advantage Credit Union Credit Card Rates

How Advantage Credit Union’s credit card rates compare

Compared with banks and credit unions near Des Moines, IA, where Advantage Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Advantage Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Intro, 9 months	4.99%	None	Introductory APR on purchases for the first 9 months from the open date of your credit card. Subject to credit approval.
Ongoing	7.90%–13.90%	None	Non-Variable Rate dependent on your creditworthiness. Applies to purchases, balance transfers and cash advances.

Sources (1)

Applies to	APR	Annual fee	Conditions
Intro, 9 months	6.99%	None	Introductory APR on purchases for the first 9 months from the open date of your credit card. Subject to credit approval. 1% cash back on all purchases.
Ongoing	12.90%–18.90%	None	Non-Variable Rate dependent on your creditworthiness. Applies to purchases, balance transfers and cash advances. 1% cash back on all purchases.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Membership is open to anyone who lives or works in Jasper County or 18 other counties in Central Iowa (19 Iowa counties total).

Membership information collected October 4, 2026.