Credit union · NCUA insured
IH Mississippi Valley Credit Union Credit Card Rates
Top CarrotIH Mississippi Valley Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How IH Mississippi Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Davenport, IA-IL, where IH Mississippi Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Relationship Card
2nd-lowest rate
Gas & Electric Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Service Plus Credit Union
8.90%APR
- Up to
- 15.90% APR
IH Mississippi Valley Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IH Mississippi Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Earn 1% cash back on all purchases (excluding balance transfers and cash advances). Minimum payout of $25 when you make $2,500 in purchases. Cash back earned Dec 1 - Nov 30, paid in Nov. |
Sources (2)
All captured Oct 7, 2026
Low-Rate Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | — |
Sources (3)
- ihmvcu.org/promotions/credit-cards-low-rate
- ihmvcu.org/banking/spend-save/credit-cards
- ihmvcu.org/promotions/credit-cards-cash-back
All captured Oct 7, 2026
Relationship Card
Cardholder must maintain an active checking account (8 or more transactions for 30 days) and one of the following: a member for at least five years, a mortgage loan, a home equity loan or an auto loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Cardholder must maintain an active checking account (8 or more transactions for 30 days) and one of the following: a member for at least five years, a mortgage loan, a home equity loan or an auto loan. |
Sources (2)
All captured Oct 7, 2026
Who can join IH Mississippi Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person living or working in the 49-county service area across Illinois and Iowa.
Family and household
- Membership is open to families of persons living or working in the 49-county service area.
Other ways
- Individuals who live or work in Iowa or Illinois outside the 49-county service area can become eligible by making a $10 donation to the Dream Education Foundation (DEF).
Cost to join
- A $10 donation to the Dream Education Foundation (DEF) is required for the out-of-service-area Iowa/Illinois membership route.
Membership information collected October 5, 2026.