Credit union · NCUA insured
Valley Strong Credit Union Credit Card Rates
Valley Strong Credit Union credit cards start at 12.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Valley Strong Credit Union’s credit card rates compare
Compared with banks and credit unions near Bakersfield, CA, where Valley Strong Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Valley Strong Credit Union
12.25%APR
- Up to
- 18.15% APR
Platinum Credit Card
Lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Edwards Federal Credit Union
9.99%APR
- Up to
- 17.99% APR
Valley Strong Credit Union credit card score
71
Credit card score
Higher than 28% of U.S. banks and credit unions
- Purchase APRPurchase APR12.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Valley Strong Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
Rates and terms will vary based on creditworthiness. APR will vary with the market, based on Prime Rate. Credit limit $1,000 - $50,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–17.90% | None | Zero balance transfer fees. Rates and terms will vary based on the credit worthiness of individual applicants. APR will vary with the market, based on Prime Rate. |
Sources (1)
- valleystrong.com/node/61 · captured Oct 6, 2026
Secured Credit Card
Credit limit $300 - $5,000; approved credit limit can be 100% of available balance in the Secured Visa Club Account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.50% | None | Fixed rate. Zero balance transfer fees. Credit limit backed by deposit in Secured Visa Club Account. |
Sources (1)
- valleystrong.com/secured-credit-card · captured Oct 6, 2026
Who can join Valley Strong Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.