Credit union · NCUA insured
UVA Community Credit Union Credit Card Rates
UVA Community Credit Union credit cards start at 13.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How UVA Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Charlottesville, VA, where UVA Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
UVA Community Credit Union
13.49%APR
- Up to
- 18.49% APR
Member Rewards Credit Card
Lowest rate
Virginia Credit Union
12.49%APR
- Up to
- 17.99% APR
3rd-lowest rate
First Citizens Bank
13.74%APR
- Up to
- 22.74% APR
UVA Community Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR13.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where UVA Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Member Rewards Credit Card
Approval subject to UVA Community Credit Union membership eligibility and credit approval. Minimum ongoing balance of $1 is required in a UVA Community Credit Union Primary Savings Account. For California borrowers, the card is secured by personal property and pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.24%–18.24% | None | Variable APR based on the Prime Rate and creditworthiness. Applies to purchases, balance transfers, and cash advances. No annual fee, foreign transaction fee, balance transfer fee, or cash advance fee. |
Platinum Credit Card
Approval subject to UVA Community Credit Union membership eligibility and credit approval. Minimum ongoing balance of $1 is required in a UVA Community Credit Union Primary Savings Account. For California borrowers, the card is secured by personal property and pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 1.99% | None | Introductory APR for purchases for qualifying members for a period of 15 billing cycles (15 months). Not valid on cash advances or balance transfers. |
| Ongoing | 11.24%–16.24% | None | Standard ongoing variable APR based on the Prime Rate and creditworthiness. Applies after introductory period, if member does not qualify for introductory APR, or to balance transfers and cash advances. No annual fee, balance transfer fee, or cash advance fee. Foreign transaction fee is 1.00%. |
Sources (3)
- uvacreditunion.org/borrow/credit-cards
- uvacreditunion.org/borrow/credit-cards/platinum
- uvacreditunion.org/about/discl…agreement-and-disclosure
All captured Oct 4, 2026
Platinum Propel Credit Card
Approval subject to credit approval and membership eligibility. Designed to build or rebuild credit. For California borrowers, the card is secured by personal property and pledged shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74% | None | Variable APR based on the Prime Rate. Applies to purchases, balance transfers, and cash advances. No annual fee, balance transfer fee, or cash advance fee. Foreign transaction fee is 1.00%. |
Who can join UVA Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.