Bank · FDIC insured
U.S. Bank
A $705.6B bank, the 6th largest of 4,207, headquartered in Cincinnati, OH, with 2,095 branches in 29 states. Best rates: CDs 3.25% and savings 0.01% APY.
U.S. Bank Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#116 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About U.S. Bank
Chartered in 1863 under national bank charter No. 24, U.S. Bank National Association is headquartered in Minneapolis, Minnesota.
- Headquarters
- 425 Walnut St, Cincinnati, OH 45202
- FDIC certificate
- 6548 ↗
Branches
2,095 branches in 29 states
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California
562 branchesOhio
161 branchesIllinois
153 branchesWashington
136 branchesMissouri
128 branchesOregon
114 branchesMinnesota
104 branchesColorado
102 branchesWisconsin
90 branchesKentucky
69 branchesArizona
56 branchesIowa
55 branchesTennessee
55 branchesIdaho
51 branchesNevada
50 branchesUtah
39 branches
Salt Lake City area · 20
- Draper Smiths Branch212 E 12300 S, Draper, UT 84020Directions
- Kearns Branch5352 South 4015 West, Kearns, UT 84118Directions
- Magna Smiths Branch8055 W 3500 S, Magna, UT 84044Directions
- Midvale Branch8100 S State St, Midvale, UT 84047Directions
- Mountain View Village Branch13383 S Rock Wren Lane, Riverton, UT 84096Directions
- 70th South Branch6940 S Highland Dr, Salt Lake City, UT 84121Directions
- Central Branch1575 S Main St, Salt Lake City, UT 84115Directions
- County Branch888 E 4500 S, Salt Lake City, UT 84107Directions
- Cr England Branch4701 W 2100 S, Salt Lake City, UT 84120Directions
- Holladay Branch1998 E 4800 S, Salt Lake City, UT 84117Directions
- Midtown Branch475 E 200 S, Salt Lake City, UT 84111Directions
- Parley'S View Branch2243 E 2100 S, Salt Lake City, UT 84109Directions
- Redwood Road Branch4135 S Redwood Rd, Salt Lake City, UT 84123Directions
- Rose Park Smith'S Branch1174 W 600 N, Salt Lake City, UT 84116Directions
- Salt Lake City Main Branch170 S Main St, Salt Lake City, UT 84101Directions
- 94th South Smith'S Branch2039 E 9400 S, Sandy, UT 84093Directions
- South Towne Branch10625 S State St, Sandy, UT 84070Directions
- South Jordan Smiths Branch1634 W South Jordan Pkwy, South Jordan, UT 84095Directions
- Copper Hills Smith'S5710 W 7800 S, West Jordan, UT 84081Directions
- West Jordan Branch7080 S Redwood Rd, West Jordan, UT 84084Directions
Ogden area · 8
- Bountiful Branch278 S 500 W, Bountiful, UT 84010Directions
- Station Park Ut Branch1004 W Clark Ln, Farmington, UT 84025Directions
- Layton Branch849 W Hill Field Rd, Layton, UT 84041Directions
- North Ogden Smith'S Branch2434 N 400 E, North Ogden, UT 84414Directions
- Ogden Branch2590 Washington Blvd, Ogden, UT 84401Directions
- Ogden Smiths Branch4275 Harrison Blvd, Ogden, UT 84403Directions
- Roy Branch4810 S 1900 W, Roy, UT 84067Directions
- Syracuse Smiths Branch951 W 1700 S, Syracuse, UT 84075Directions
Provo area · 6
- Lehi Smith'S1550 E 3500 N, Lehi, UT 84043Directions
- Orem Branch1220 S State St, Orem, UT 84097Directions
- Payson Smiths Branch632 S 100 W, Payson, UT 84651Directions
- Pleasant Grove Smiths Branch210 E 700 S, Pleasant Grove, UT 84062Directions
- Provo Smiths Branch350 N Freedom Blvd, Provo, UT 84601Directions
- Saratoga Springs Smith'S689 N Redwood Rd, Saratoga Springs, UT 84045Directions
St. George area · 2
- Hurricane Branch1060 W State St, Hurricane, UT 84737Directions
- St. George Main Branch60 S 100 E, St. George, UT 84770Directions
Cedar City area · 1
- Cedar City Smiths Branch600 S Main St, Cedar City, UT 84720Directions
Logan area · 1
- Logan Smith'S Branch442 N 175 E, Logan, UT 84321Directions
Heber area · 1
- Park City Branch1514 Park Ave, Park City, UT 84060Directions
Nebraska
34 branchesKansas
23 branchesNew Mexico
21 branchesArkansas
18 branchesMontana
17 branchesNorth Dakota
15 branchesSouth Dakota
10 branchesWyoming
9 branchesIndiana
8 branchesNorth Carolina
7 branchesFlorida
3 branchesTexas
3 branchesGeorgia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.49% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.45% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.23% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $76 | $85 | — |
- CapitalLeverage ratio9.49%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$76Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of U.S. Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.