Bank · FDIC insured
U.S. Bank Auto Loan Rates
U.S. Bank auto loan rates start at 7.21% APR. Rates checked October 16, 2026.
How U.S. Bank’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where U.S. Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
U.S. Bank
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance
Available nationwide except for Alaska, Hawaii, and New Hampshire. Existing loan must have been obtained at least 120 days prior to submitting application.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.21% | Available for terms up to 60 months. Lowest rate subject to qualification conditions. |
Sources (2)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.