Bank · FDIC insured
U.S. Bank
A $705.6B bank, the 6th largest of 4,207, headquartered in Cincinnati, OH, with 2,095 branches in 29 states. Best rates: CDs 3.25% and savings 0.01% APY.
U.S. Bank Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#116 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About U.S. Bank
Chartered in 1863 under national bank charter No. 24, U.S. Bank National Association is headquartered in Minneapolis, Minnesota.
- Headquarters
- 425 Walnut St, Cincinnati, OH 45202
- FDIC certificate
- 6548 ↗
Branches
2,095 branches in 29 states
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California
562 branchesOhio
161 branchesIllinois
153 branchesWashington
136 branchesMissouri
128 branchesOregon
114 branchesMinnesota
104 branchesColorado
102 branchesWisconsin
90 branchesKentucky
69 branchesArizona
56 branchesIowa
55 branchesTennessee
55 branchesIdaho
51 branchesNevada
50 branchesUtah
39 branchesNebraska
34 branchesKansas
23 branchesNew Mexico
21 branchesArkansas
18 branchesMontana
17 branchesNorth Dakota
15 branches
Fargo area · 6
- Fargo North Branch1900 University Dr N, Fargo, ND 58102Directions
- Fargo South Branch1815 University Dr S, Fargo, ND 58103Directions
- Fargo Southwest Branch3225 25th St S, Fargo, ND 58104Directions
- First Bank Fargo, Main Office Branch401 Broadway North, Fargo, ND 58102Directions
- North Dakota State University1301 12th Avenue North, Fargo, ND 58102Directions
- West Acres Branch3802 13th Ave S, Fargo, ND 58103Directions
Bismarck area · 3
- Bismarck South Branch423 E Bismarck Expy, Bismarck, ND 58504Directions
- Bismarck-Main Branch200 N 3rd St, Bismarck, ND 58501Directions
- North Bismarck Branch3318 N 14th St, Bismarck, ND 58503Directions
Grand Forks area · 2
- Grand Forks Downtown Branch600 Demers Ave, Grand Forks, ND 58201Directions
- Medical Park Branch1205 S Columbia Rd, Grand Forks, ND 58201Directions
Dickinson area · 1
- Dickinson Branch240 2nd St W, Dickinson, ND 58601Directions
Jamestown area · 1
- Jamestown Branch123 1st Ave S, Jamestown, ND 58401Directions
Minot area · 1
- Minot - South Drive Up Branch1925 S Broadway, Minot, ND 58701Directions
Williston area · 1
- Williston Branch202 Main St, Williston, ND 58801Directions
South Dakota
10 branchesWyoming
9 branchesIndiana
8 branchesNorth Carolina
7 branchesFlorida
3 branchesTexas
3 branchesGeorgia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.49% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.45% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.23% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $76 | $85 | — |
- CapitalLeverage ratio9.49%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$76Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of U.S. Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.