Bank · FDIC insured
U.S. Bank Credit Card Rates
U.S. Bank doesn’t publish an ongoing APR for its credit cards, only introductory rates. Rates checked October 16, 2026.
How U.S. Bank’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where U.S. Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
U.S. Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
U.S. Bank Altitude® Connect Visa Signature® Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% introductory APR on purchases and balance transfers made within 60 days of account opening for the first 15 billing cycles. Balance transfer fee 5% ($5 minimum). Standard variable APR applies after intro period. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- usbank.com/credit-cards/rewards-credit-cards.html
- usbank.com/credit-cards.html
- usbank.com/credit-cards/altitu…gnature-credit-card.html
All captured Oct 7, 2026
U.S. Bank Altitude® Go Visa Signature® Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% introductory APR on purchases and balance transfers made within 60 days of account opening for the first 15 billing cycles. Balance transfer fee 5% ($5 minimum). Standard variable APR applies after intro period. |
No ongoing APR is published for this card, only the rate above.
U.S. Bank Cash+® Visa Signature® Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% introductory APR on purchases and balance transfers made within 60 days of account opening for the first 15 billing cycles. Balance transfer fee 5% ($5 minimum). Standard variable APR applies after intro period. |
No ongoing APR is published for this card, only the rate above.
U.S. Bank Shield® Visa® Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 21 months | 0.00% | None | 0% introductory APR on purchases and balance transfers made within 60 days of account opening for the first 21 billing cycles. Balance transfer fee 5% ($5 minimum). Standard variable APR applies after intro period. |
No ongoing APR is published for this card, only the rate above.
U.S. Bank Smartly™ Visa Signature® Card
Paired with Smartly Savings and qualifying checking/safe debit balances to earn additional cash back bonus.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles. Standard variable APR applies after intro period. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- usbank.com/credit-cards.html · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.